Financial Solutions Expert

About Granite Bank

We're one of the fastest-growing banks in Minnesota, and we're proud to be a locally owned community bank. Our mission is to help as many people as possible achieve their financial and homeownership goals.

As a Commercial Lender at Granite Bank, you'll focus on understanding client needs and offering tailored commercial lending options. You'll work closely with our team to deliver exceptional service and support to our customers.

Key Responsibilities:

• Actively prospect, develop, and manage new commercial business lending opportunities.
• Review financial statements, tax returns, business plans, and other relevant documents to assess the creditworthiness of potential clients.
• Design and propose flexible, business-specific loan solutions that meet client needs.
• Work closely with Granite Bank's departments to ensure efficient loan processing.
• Research market trends and local economic conditions to identify risks and new business opportunities.

Requirements:

• Bachelor's degree in Finance, Business Administration, or a related field.
• ~3-5 years of experience in commercial lending, credit analysis, business banking, or a related financial role.
• Proficient in analyzing financial statements, cash flow projections, balance sheets, and other key financial data.
• In-depth understanding of credit risk management principles.