What are the responsibilities and job description for the Lending and Advisory Services position at Granite Bank?
Job Title: Commercial Lender
Location: Cold Spring, MN
Reports To: Chief Credit Officer
Employment Type: Full-Time
About Granite Bank:
We're a locally owned community bank committed to helping individuals achieve their financial and homeownership goals.
The Commercial Lender is responsible for providing customized financial solutions to businesses while fostering strong relationships within the community.
As a Commercial Lender at Granite Bank, you'll focus on understanding client needs and offering tailored commercial lending options, with an emphasis on serving the diverse businesses in our region.
The ideal candidate will have a Bachelor's degree in Finance, Business Administration, or a related field, and ~3-5 years of experience in commercial lending, credit analysis, business banking, or a related financial role.
- Active prospecting and development of new commercial business lending opportunities.
- Reviewing financial statements, tax returns, business plans, and other relevant documents to assess the creditworthiness of potential clients.
- Designing and proposing flexible, business-specific loan solutions that meet the needs of our clients.
- Working closely with Granite Bank's departments to ensure efficient loan processing and maintain a smooth experience for customers.
- Researching market trends and local economic conditions to identify risks and new business opportunities for Granite Bank.
- Maintaining compliance with internal policies, regulatory requirements, and industry best practices throughout the lending process.
