DIVERSIFIED ASSETS COMMERCIAL ANALYST

Description

Greater Commercial Lending is looking for a dedicated team player with a passion for Helping More People Live Greater! Greater Commercial Lending is a wholly owned subsidiary of Greater Nevada Credit Union that helps businesses nation-wide, from a cattle operation in Nevada, to a denim mill in Louisiana, to a biofuel terminal in Hawaii. GCL finds financial solutions to complex challenges by leveraging a diverse set of products, and its work is consistently recognized as one of the top USDA lenders in the nation.

With pride, we strive to make a difference in the lives of our members and the communities they live in through financial inclusion, education, and empowerment. Why? Simply because we believe that together, we Live Greater. 

To do this, we practice C.A.R.E. with our Values:

• We Care Genuinely.
• We build relationships because we know that we are Greater Together.
• We Stay Trustworthy as we serve our communities.
• "Be Bright" rings in our ears as we find custom solutions that meet our members' needs.
• We Inspire One Another, our members, and our communities to re-imagine what Living Greater can be.
• In every moment, we Enjoy the Experience. It's what has made the last 70 years greater and what we carry into the future as we continue to serve.

These values have guided us to become the largest Nevada-based credit union to touch the lives of more than 88,500 members and thousands upon thousands of people through our community and philanthropic work.

If you’re enthusiastic, collaborative, and ready to make an impact, we’d love to meet you! 

About The Position:

The Diversified Assets Commercial Analyst manages classified loans, assisting with reporting and litigation while supporting team leads in loan remediation efforts. Responsibilities include conducting market analysis, auditing documents, creating reports, and maintaining compliance with policies.

What You'll Be Doing

• Completes timely quarterly reviews for all assigned adversely-graded loans. These reviews will consist of a summary of recent borrower correspondence, financial analysis, assessment of collateral and assignment of a risk rating. Autonomously develop comprehensive action plans on behalf of financial institutions.
• Gather data from customers and other sources and analyze financial statements and tax returns.
• Assess the financial condition and risk of financing requests and ensure compliance with lending regulations and procedures.
• Assist with reporting and litigation matters, specifically as it relates to USDA and SBA reporting.
• Collaborate with Diversified Assets Officers on restructuring facilities to mitigate risk and improve borrower performance.

Qualifications

• Bachelor's Degree required
• 1-2 years of experience in special assets or 3-4 years in commercial credit analysis 

Skills & Competencies

• Work independently to organize and prioritize tasks, manage time to meet deadlines, analyze requests, understand issues and develop appropriate solutions.
• Possess ability to effectively identify, analyze and solve problems.
• Practice a high level of attention to detail when performing job functions.
• Possess knowledge and maintain up-to-date information related to procedures and reporting guidelines.
• Understand and apply statutory and regulatory compliance matters as appropriate for your position.
• Communicate clearly and concisely via an appropriate level of verbal, written, and presentation skills. Also possess the ability to read, comprehend and explain applicable documentation.
• Proficiently utilize a computer and the software applicable to this position.
• Possess the ability to accurately perform basic arithmetic operations and calculations as appropriate for your position.

Physical Demands

• While performing the duties of your job, you may regularly be required to sit and use a keyboard, multiple monitors, mouse, and telephone (including repetitive motions with hands, fingers, arms, etc.) for extended periods of time. You may also frequently be required to stand, walk, and reach with hands and arms, bend, and kneel.
• You may occasionally be required to lift and/or move up to 20 pounds.

Location and Travel Requirements

• The Diversified Asset Commerical Analyst has the ability to work remotely. (excluding California, Colorado and Ohio)
• No travel required

Compensation & Benefits

• $65,000 - $95,000 per year
• Compensation is dependent on experience
• Medical, dental, and vision plans, where we cover 90% of employee costs and about 75% of the costs for their dependents
• Health Savings Account contributions
• Supplemental insurance and life insurance plans
• Paid time off, including vacation and sick time, 12 annual paid holidays, 2 floating holidays, 1 floating wellness day and sabbatical leave after every seven years of employment
• Paid time to volunteer and make a contribution to the community
• Employee product and service discounts 

Greater Nevada is an Equal Opportunity Employer

Employment at Greater Nevada is based solely on a person's merit and qualifications directly related to professional competence. Greater Nevada prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Qualifications

Salary : $65,000 - $95,000