What are the responsibilities and job description for the Commercial Banking Officer-Springfield position at Guaranty Bank?
TITLE: Commercial Banking Officer
JOB FAMILY: Commercial Lending
DEPARTMENT: Credit
PAY GRADE & FLSA: 8, Exempt
JOB SUMMARY:
The Commercial Banking Officer will originate and maintain commercial banking relationships. This role will entail identifying potential commercial businesses, interview applicants, analyze data, approve or deny credit requests, manage portfolios, communicate decisions, and close approved loans.
ESSENTIAL FUNCTIONS:
- Oversee entire loan process to ensure that loan closings contain appropriate credit approval.
- Support collateral documentation and perfection.
- Monitor loan relationships, gather ongoing financial and other information from clients and correcting documentation.
- Manage portfolios and ensure annual loan maturities and renewals.
- Oversee daily overdrafts, both personal and corporate, within designated limits.
- Obtain approval from CLO, CCO, or bank president, as needed.
- Attend bank Loan Committee meetings as necessary and present Loan Committee presentations to acquire necessary approval.
- Participate in other bank meetings and trainings as requested by supervisors and other bank officers.
- Comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
- Foster and preserve a culture of diversity, equity, and inclusion.
- Additional duties and responsibilities may be required to support the company’s mission, vision and values.
QUALIFICATIONS:
- Bachelor’s degree in business administration, Finance or Accounting.
- Minimum five years of experience in a financial institution.
- Strong analytical and business judgment skills.
- Excellent verbal, written and interpersonal communication skills.
- Duties performed in a professional office environment.
WORKING CONDITIONS:
- Duties performed in a professional office environment.
At Guaranty Bank we are committed to fostering and preserving a culture of diversity, equity, and inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger.
Guaranty Bank. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status.
It is the policy of Guaranty Bank. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.
