Commercial Loan Assistant

• January 9, 2025

Assists the loan officer with commercial loan application data gathering on entities and
individuals, analysis of corporate documents, and basic collateral research in order to comply
with application regulations to include Patriot Act, HMDA, Flood Insurance, Reg B, Appraisal
Notices, etc. when applicable.

Essential Duties and Responsibilities:

• Prepare commercial loan documents, commitment letters, and other similar material, including
• written and verbal communications with customers, attorneys, and appraisers; prepare input
• sheets, filing UCC’s, mortgages, etc.
Compliance verification and facilitation of new
• renewed loans through the loan
  documentation process to ensure meeting expected customer deadlines, acting as the liaison
  between the officer and other departments.
• Reviews loan documents for accuracy before closing.
• Provide backup for loan officer for loan closings with clients. Able to understand and explain all
  loan documentation to the client clearly and professionally.
• Creates loan file exceptions when applicable, and assists the loan officer with the research and
  collection of outstanding file and client exceptions.
• Provide clients assistance in the form of ongoing loan file documentation creation to include
  loan advances, funds transfers, wires, extensions, modifications, automatic payments,
  amortization schedules, etc.
• Responsible for the preparation of detailed reports on a monthly and quarterly basis.
• Responsible for the preparation of Executive Committee and Board of Directors packages.
• Maintain orderly commercial loan credit and collateral files (filing and setting up files), including
  managing the commercial collateral vault.
• Complete new loan system set up review within days of the loan closing to ensure that the set
  up is correct.
• Comply with all applicable laws, regulations and company policies as stated in Bank’s Code of
  Conduct.
• Complete required training including regulatory, systems and others as required by the
  supervisor based on job duties within the requested time periods.
• Effectively and clearly communicate verbally and in writing with clients and vendors.
Perform any other related duties as required
• assigned.

Job Qualifications:

• High School Diploma (or equivalent).
• At least 2 years of commercial banking experience.
• Must be detail oriented, computer literate; proficient in Microsoft Word and Excel, possess
  strong organizational and interpersonal skills, as well as verbal and written communication
  skills.
• Knowledge of and ability to utilize LaserPro.
• Ability to interact within all levels of the Bank.
• Must be a team player. Employee must be able to relate to other people beyond giving and
  receiving instructions: (a) can get along with co-workerspeers without exhibiting behavioral
  extremes; (b) perform work activities requiring negotiating, instructing, supervising, persuadingspeaking with others; and (c) respond appropriately to criticism from a supervisor.
• Ability to effectively communicate information and respond to questions in person and small
  group situations with customers, vendors, and employees of the organization.

Physical Demands/Conditions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

General Office environment. Light to moderate lifting of files and/or boxes when necessary.

These functions are subject to change and will be updated when necessary.