Mortgage Loan Officer

ESSENTIAL DUTIES AND RESPONSIBILITIES Develops and maintain effective relationships with realtors and developers to obtain mortgage loan business Actively and regularly work with realtors, and developers to seek opportunities to partner  and provide financing for interested buyers at Open Houses, Project Financing Sales Offices, etc. Actively participate in credit union events, such as the BIA Home Shows, etc. Effectively follows up on leads generated through external referral sources Develops and maintain effective relationships with circles of influence and external referral sources such as realtors, project developers, title and escrow companies, appraisers, attorneys, and other third party vendors and contacts Effectively communicates with escrow, realtor, applicant and other interested parties to provide timely follow through Responsible for contributing to the mortgage loan budget for the department Responsible for all aspects of loans brokered out to other lenders. Is knowledgeable regarding the loan origination system and Symitar system and effectively uses the systems and tools to facilitate the handling/processing of their mortgage loans  ensuring timely follow up and closing of loans. Possesses a thorough knowledge of the laws, customs and pricing structure of the local and national markets Keeps abreast of current loan programs, regulations and changes in the secondary market guidelines Performs other duties as assigned   EDUCATION College degree with concentration in business or real estate, preferred   SKILLS AND EXPERIENCE Four years of progressive lending experience Extensive familiarity with mortgage processing and underwriting to secondary market standards with exposure to consumer and other real estate secured loans, including lines of credit. Previous business development experience that demonstrates abilities to effectively acquire, maintain and grow business relationships and loan portfolios.    Possesses the professional skills appropriate to the job title, including providing outstanding service (to both internal and external customers) Being knowledgeable in all aspects of mortgage origination and lending, working with integrity and developing meaningful relationships that foster repeat referrals. Able to work both independently and cohesively with others, fosters team environment Able to handle all confidential matters professionally, always maintaining the privacy of our member’s account information. Highly self-motivated and be able to work with others to achieve high productivity and work standards Demonstrates the ability to effectively manage challenging individuals and situations Strong analytical skills Excellent oral and written communication skills required Excellent business development skills Ability to use a financial calculator.    BENEFITS & PAY The expected pay range for the Mortgage Loan Officer is $14.00/ hour plus commission.   We cover 100% of employees’ single medical, drug, vision, and dental monthly health insurance premiums. Employees also love receiving paid volunteer time, our pay it forward program, and matching their charitable donations up to $250 per year per employee. Tuition assistance for higher education is another special way we invest in our workforce. Benefits include, Paid Time Off and 11 Paid Holidays, 401(k) and 3% Employer Contribution, Health insurance, Vision insurance, Dental insurance, 401(k), Prescription drug insurance, Life insurance, Flexible spending account, Disability insurance, Opportunities for advancement, Employee assistance program, Referral program, Retirement plan, Employee discount, Paid training, Professional development assistance, AD&D insurance, Credit union membership, Paid orientation, and more. Make a difference one life at a time!

Salary : $250