What are the responsibilities and job description for the Senior Analyst - Credit Risk Oversight & Review position at Hemans.?
My client is a regional banking institution with offices nationally and are looking to grow their Credit Risk Oversight and Review team given strong commercial performance!
This is a Senior Analyst role working directly with the head of the team and Director's to assess credit risks, providing your opinion on the effectiveness of first and second lines of defense in managing credit risk and maintaining credit quality in compliance with regulatory standards for safety and soundness.
What you will do:
- Your role will utilize data analytics methods to compile and integrate retail credit risk data across multiple parts of the bank.
- You will continuously monitor and assess overall credit risk in retail exposures, evaluating the various stages of the credit lifecycle, including; credit analysis, loss mitigation, portfolio management, and customer default handling.
- You will independently determine inherent credit risks, the effectiveness of credit risk management, individual and overall credit risks, and the trajectory of credit risk.
- Provide an independent assessment of the effectiveness of underwriting analysis, the soundness of credit decisions, and the efficiency of the credit management process in maintaining credit or asset quality, including evaluating the adequacy of controls designed to mitigate credit risk for the bank.
If you have a strong background in Credit Risk, have experience in a 2nd or 3rd line role at another financial institution with strong data management and analytics experience, you could be a strong fit!
Salary : $100,000 - $125,000