What are the responsibilities and job description for the Consumer Loan Underwriter position at Heritage Financial Credit Union?
Join a Purpose-Driven Team at Heritage Financial Credit Union Where Integrity, Excellence, Teamwork, and Community Matter!
Heritage Financial Credit Union is a member-owned financial institution that is committed to helping our members achieve their financial goals and building a stronger community. We believe that everyone deserves access to affordable financial services, and we are dedicated to providing our members with the tools and resources they need to achieve their financial dreams. Our vision is to be the leading financial institution in the communities we serve, and we are committed to creating a culture of excellence where our employees can thrive. We believe in creating a workplace where everyone feels valued and respected, and where we can all work together to achieve our goals. We recognize that our employees are our most important asset, and we are committed to providing them with the training, development, and opportunities they need to succeed. Our values are at the heart of everything we do. We believe in :
- Integrity : We are honest and trustworthy in all of our dealings with our members, employees, and the community.
- Excellence : We strive to provide our members with the best possible service.
- Teamwork : We believe that we can achieve more together than we can alone.
- Respect : We treat each other with dignity and respect.
- Community : We are committed to giving back to the communities we serve.
If you are looking for a challenging and rewarding career in the financial services industry with a company that is committed to its mission, vision and values, we encourage you to apply for a position at Heritage Financial Credit Union. Here you will find a supportive and collaborative work environment where you can make a difference in the lives of our members and our community. We offer a competitive salary, comprehensive employee benefits package, including a very generous PTO policy.
Rate of Pay : $25.20 - $31.50 per hour upon experience
POSITION PURPOSE
This position is responsible for underwriting and processing various consumer loan applications, including personal, auto, home improvement, credit card as well as Indirect Lending automotive loans in accordance with Credit Union Policy. Performs a variety of support duties related to the lending function within the credit union.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
PERFORMANCE MEASUREMENTS
Performance is measured against the competencies and goals as outlined in the Employee Performance Program, and established in partnership with the employee’s leadership.
QUALIFICATIONS
EDUCATION / CERTIFICATION : 2-year college degree preferred plus 2 years of related underwriting experience; or a comparable combination of education and experience.
REQUIRED KNOWLEDGE : Knowledge of accounting principles, fair lending practices & Lending industry guidelines, and good communication skills. This position requires that the employee gain a working knowledge of Bank Secrecy Act (BSA) requirements and how they will affect their work. The employee will comply with all requirements of the BSA and cooperate with the designated BSA Officer in assuring compliance.
EXPERIENCE REQUIRED : Experience using P.C. based software including Microsoft Office.
SKILLS / ABILITIES : Ability to project a professional appearance and positive attitude at all times.
CURRENT ENVIRONMENT : Jack Henry / Episys, Temenos Los, Meridian / Link DL4 Los, Lexis Nexis
Salary Description
25.20 - $31.50 per hour
Salary : $25 - $32
