Underwriting Analyst

Role: Underwriting Analyst

Location: Austin, TX / Dallas, TX / Bedminster, NJ

Reporting To: Director, Underwriting

About Hippo:

Our mission is to deliver intuitive and proactive protection for homeowners, combining the power of technology with a human touch.

Hippo built the world's first home protection platform. We believe that insurance should protect your home and the things you treasure with policies designed for modern lives and proactive protection that helps you care for your home. Our aim is to help you avoid issues before they become costly problems because the best claims experience is the one you don't have. Simply put, Hippo exists to protect the joy of homeownership.

About this role:

We are seeking a dynamic and detail-oriented Property & Casualty (P&C) Underwriting Analyst to join our team. This role focuses on driving the strategic development and operational efficiency of the underwriting department while ensuring high-quality training and development programs for team members. The ideal candidate will have a strong analytical background, exceptional communication skills, and experience in P&C underwriting processes and strategies. This role focuses on Personal Lines - Homeowners Insurance Products.

What You'll Do:

Strategic Support:

• Collaborate with senior leadership to develop and implement underwriting strategies that align with organizational goals
• Analyze market trends, portfolio performance, and industry benchmarks to identify opportunities for growth and improvement
• Assist in the creation and execution of risk selection, pricing guidelines, and underwriting standards

Training & Development:

• Design, deliver, and maintain underwriting training programs to ensure team members are equipped with the necessary knowledge and skills
• Develop and manage onboarding materials for new underwriting staff
• Conduct workshops, seminars, and one-on-one coaching sessions to promote continuous learning

Operational Efficiency:

• Evaluate and optimize underwriting workflows, tools, and processes to improve efficiency and consistency
• Partner with IT and data teams to enhance underwriting systems, tools, and reporting capabilities
• Monitor and report on underwriting performance metrics to identify areas for improvement

Stakeholder Collaboration:

• Act as a liaison between underwriting, product, and other departments to ensure cohesive and informed decision-making
• Communicate updates on underwriting strategies, policies, and training initiatives across relevant teams

Compliance & Risk Management:

• Ensure underwriting practices comply with regulatory requirements and company policies
• Support audits and implement corrective actions as needed

Must Haves:

• Bachelor's degree in business, Finance, Insurance, or a related field
• 3 years of experience in P&C underwriting or a related analytical role, preferably Homeowners
• Demonstrated experience in training or mentoring underwriting professionals
• Strong understanding of P&C insurance products, risk assessment, and pricing strategies
• Excellent analytical skills with the ability to interpret complex data and draw actionable insights
• Proficiency in underwriting software, data analysis tools, and MS Office Suite
• Exceptional communication and presentation skills
• Ability to manage multiple projects and adapt to a fast-paced environment

Nice To Haves:

• Professional designations (e.g., CPCU, ARM) are a plus
• Experience with underwriting technology platforms and data visualization tools

Benefits and Perks

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we're fortunate to provide all of our Hippos with:

• Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
• Equity - This position is eligible for equity compensation
• Training and Career Growth - Training and internal career growth opportunities
• Flexible Time Off - You know when and how you should recharge
• Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
• Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.

Hippo's applicants are considered solely based on their qualifications, without regard to an applicant's disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo's People Team to make the need for an accommodation known.