Underwriting Technical Analyst

Title: Underwriting Technical Analyst

Location: Austin, TX / Dallas, TX / Bedminster, NJ

Reporting to: Director, Underwriting

Our mission is to deliver intuitive and proactive protection for homeowners, combining the power of technology with a human touch.

Hippo built the world's first home protection platform. We believe that insurance should protect your home and the things you treasure with policies designed for modern lives and proactive protection that helps you care for your home. Our aim is to help you avoid issues before they become costly problems because the best claims experience is the one you don't have. Simply put, Hippo exists to protect the joy of homeownership.

About this role:

We are seeking a highly skilled and detail-oriented Underwriting Technical Analyst to support the strategic and operational needs of our Property & Casualty (P&C) underwriting department. This role focuses on leveraging data from diverse sources, including competitor filings, internal datasets, and third-party datasets, to develop actionable recommendations that shape underwriting strategies. The ideal candidate will excel in SQL, data analysis, and synthesizing complex information into impactful insights and will have a knowledge of Personal Lines Homeowners Insurance products.

What You'll Do:

Data Analysis & Insights:

• Use SQL to query and analyze data from internal systems and make recommendations based on your analysis
• Conduct comprehensive analyses of underwriting performance, market trends, and risk data to uncover opportunities for optimization
• Synthesize large datasets into clear and actionable insights to inform underwriting strategies

Strategic Recommendations:

• Collaborate with underwriting leadership to translate data findings into strategic initiatives and policy updates
• Monitor industry trends, regulatory developments, and competitor activities to support competitive positioning
• Develop data-driven risk selection models and pricing guidelines to enhance underwriting effectiveness

Training & Knowledge Sharing:

• Act as a subject matter expert on technical data utilization and interpretation within the underwriting department
• Act as the liaison between the Underwriting Department and other technical departments within Hippo, such as Engineering and Data Science
• Develop resources to support the integration of data-driven decision-making in underwriting practices

Cross-Functional Collaboration:

• Partner with engineering, data science, and product teams to improve data integration and reporting capabilities
• Facilitate access to external data sources and ensure their effective use in underwriting processes
• Present findings and strategic recommendations to stakeholders, ensuring clarity and actionable outcomes

Technical Excellence:

• Maintain and enhance SQL scripts, reporting dashboards, and data workflows to streamline operations
• Ensure data integrity, compliance, and accuracy across all analyses and reports
• Identify opportunities for automation and process improvement in data management and analysis

Must Haves:

• Bachelor's degree in business, Data Science, Finance, Insurance, or a related field
• 3 years of experience in P&C underwriting, data analysis, or a related technical role
• Proficiency in SQL and experience with databases
• Familiarity with data visualization tools (e.g., Tableau, Power BI) and advanced Excel skills
• Understanding of P&C insurance products, underwriting practices, and risk assessment
• Exceptional analytical and problem-solving skills with the ability to convey insights effectively to diverse audiences

Nice to Haves:

• Experience working with competitor filings and third-party data sources (e.g., ISO, S&P Global, AM Best)
• Professional designations (e.g., CPCU, ARM) or advanced analytics training

Benefits and Perks

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we're fortunate to provide all of our Hippos with:

• • Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
  • Equity - This position is eligible for equity compensation
  • Training and Career Growth - Training and internal career growth opportunities
  • Flexible Time Off - You know when and how you should recharge
  • Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
  • Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.

Hippo's applicants are considered solely based on their qualifications, without regard to an applicant's disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo's People Team to make the need for an accommodation known.