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Sr. P&C Daily Claims Adjuster

iMPact Business Group
Sarasota, FL Full Time
POSTED ON 3/9/2025
AVAILABLE BEFORE 6/6/2025

Job Description

Senior Property Claims Adjuster Onsite in Sarasota, FL  Residential P&C. Daily Claims Our client is seeking an experienced Senior Property Claims Adjuster to handle complex residential and commercial property claims with a high degree of independence. This role involves investigating, evaluating, negotiating, and resolving property claims while ensuring compliance with policy provisions and regulatory requirements. The ideal candidate will have strong analytical skills, excellent customer service abilities, and the capacity to manage claims with unique coverage and exposure considerations. There may also be opportunities to deploy to catastrophe (CAT) sites to assist policyholders during disaster events. Key Responsibilities :

  • Investigate, evaluate, negotiate, and resolve property claims of moderate to high complexity.
  • Assess losses, determine coverage applicability, and establish accurate claim reserves.
  • Analyze policy conditions, exclusions, and endorsements to ensure proper claim handling.
  • Communicate professionally with policyholders, agents, and other stakeholders throughout the claims process.
  • Determine settlement amounts based on independent judgment, estimates, appraisals, and policy limits.
  • Negotiate and finalize claim settlements within assigned authority.
  • Utilize cost containment tools to manage damage exposures effectively.
  • Maintain a well-documented claim file with timely and accurate diary entries.
  • Provide excellent customer service by guiding insureds through the claims process.
  • Serve as a mentor and trainer for less experienced adjusters.
  • Participate in special projects and contribute to process improvements.
  • Deploy to CAT sites as needed to provide on-the-ground claims support.

Job Requirements

Qualifications :

  • Bachelor's degree or equivalent business experience.
  • Minimum of 5 years of experience handling residential and commercial property claims.
  • Strong verbal and written communication skills.
  • Ability to work collaboratively in a team-oriented environment.
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint).
  • Strong analytical and decision-making skills.
  • Customer service-oriented mindset with the ability to empathize with policyholders.
  • Bilingual skills are a plus.
  • Professional designations such as AIC (Associate in Claims) are a plus.
  • Licenses & Certifications :

  • Active adjuster's license(s) required or must be obtained within 60 days of hire, where applicable.
  • Salary : $75,000 - $80,000

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