What are the responsibilities and job description for the Licensed Property & Casualty Insurance Producer (Remote, Flexible, 109 position at Insurance Assoc. Of Central CT?
Are you an experienced insurance professional looking for the freedom to work while enjoying a flexible schedule? Do you thrive in an independent work environment without rigid sales quotas? If so, we invite you to join our growing agency as an independent contractor, where you can take control of your success while helping clients protect what matters most.
About the Role
We are seeking a Licensed Property & Casualty Insurance Producer to expand our book of business in personal and/or commercial lines. As a 1099 independent contractor, you’ll have the autonomy to develop client relationships, generate new business, and provide exceptional service—all while working remotely with flexible hours.
This is an exciting opportunity to work with a growing, forward-thinking agency that values professionalism, client trust, and long-term growth. With a competitive commission split (60% NB, 25% renewals) and an equity opportunity you’ll be rewarded for your hard work and dedication.
Who You Are
A motivated self-starter who thrives on independence and enjoys working without micromanagement.
Passionate about helping individuals and businesses find the right insurance solutions.
Skilled at networking, prospecting, and building lasting client relationships.
Knowledgeable about personal and commercial lines and eager to grow your expertise.
Comfortable leveraging technology to streamline processes and enhance customer experiences.
Key Responsibilities
Business Development & Lead Generation
Proactively seek out new clients through networking, referrals, and digital marketing efforts.
Develop strong relationships with referral partners, including mortgage brokers, realtors, and business professionals.
Consultative Sales & Policy Binding
Assess clients' needs and recommend tailored insurance solutions.
Present and explain coverage options, policy details, and endorsements.
Complete applications accurately and efficiently, ensuring all underwriting requirements are met.
Client Service & Retention
Provide ongoing support, including policy changes, billing inquiries, and claims assistance.
Conduct annual policy reviews to ensure clients have adequate coverage.
Build lasting relationships to encourage referrals and long-term loyalty.
Compliance & Documentation
Maintain an active Connecticut P&C insurance license and meet continuing education requirements.
Follow ethical sales practices and ensure compliance with state regulations.
Keep detailed client records in the agency management system.
Quoting & Policy Comparisons
Work with multiple carriers to find the best coverage and pricing for clients.
Clearly explain policy differences and help clients make informed decisions.
Qualifications & Skills
License: Active Property & Casualty Insurance License in Connecticut (Required).
Experience: 2-5 years managing personal and/or commercial lines accounts and driving sales. 10 years (Preferred): Advanced expertise in sales strategy and book management.
Technology Proficiency: Familiarity with QQ Catalyst, PL Rater, or similar systems (Preferred).
Sales & Communication Skills: Ability to educate, consult, and close deals with confidence.
Independent Work Ethic: Ability to manage tasks, time, and priorities in a remote setting.
Position Details & Perks
Contract Type: 1099 Independent Contractor
Location: Fully Remote (Must be based in Connecticut or deeply familiar with the CT market)
Hours: Flexible; minimum 15-20 hours per week recommended
Compensation: Competitive commission structure (60% NB, 25% renewals) bonus potential
Work Setup: You provide your own tools, technology, and workspace
Why Join Our Team?
Freedom & Flexibility – Work on your own schedule, set your own goals, and be your own boss.
Lucrative Earnings Potential – Competitive commissions with the ability to scale your income.
Supportive & Collaborative Agency – While independent, you’ll have access to carrier partnerships, resources, and guidance.
Growth-Oriented & Modern – Join an agency focused on innovation, efficiency, and long-term client relationships.