Fraud / Security Officer

Job Description

Job Description

This position can office at any of our Oklahoma or Texas locations.

Objective / Summary :

The Fraud / Security Officer is responsible for safeguarding the physical security of the bank by implementing security procedures, responding to emergencies, enforcing security protocols, identifying suspicious activity, protecting assets such as cash and valuables, and collaborating with law enforcement to ensure the safety of customers, employees, and bank property. They are also involved in conducting risk assessments and training staff on security protocols.

The Fraud / Security Officer is also responsible for investigating fraud and suspicious activity with regards to Check, ACH, Wire, Digital Banking, etc., and implementing / overseeing Fraud procedures, detecting trends, conducting risk assessments, and providing reports of fraudulent activity to management as needed.

The Fraud / Security Officer is also responsible for monitoring contracts / vendors that supply services such as ATM / Bank Equipment maintenance, Alarm systems, Armored Car, Teller / Bank supplies, etc.

Essential Functions :

• Develop Security Policy and Procedures, report to Board of Directors at least annually, and work with designated staff at all locations to ensure compliance.
• Report Security incidents to executive management and other pertinent employees or 3rd parties (law enforcement) as needed.
• Oversee and log fraud incidents, provide recommendations to mitigate risks / losses to management.
• Provide fraud prevention training to front line employees.
• Answer general Deposit Operations questions from all locations.
• Work together with other departments when needed. (Compliance, Legal, BSA, etc.)
• Understands and applies general banking guidelines and accounting and bookkeeping principles
• Makes recommendations regarding improving operations and financial position of company.
• Interacts in a professional, courteous manner with customers, co-workers, vendors, etc.
• Maintains strict confidentiality guidelines in accordance with Company policy.
• Demonstrates knowledge and expertise of general bank accounting procedures and support the Company’s overall mission, standards, policies and procedures, and confidentiality guidelines.
• Maintain personal grooming and company dress and appearance standards.
• Maintain company attendance standards.
• Other tasks as assigned.

EDUCATION, EXPERIENCE AND REQUIREMENTS :

SKILLS AND PHYSICAL DEMANDS :

Hard Skills : Proficient in basic computer operations. Proficient in Microsoft Office Word and Excel. Able to type efficiently.

This position includes 25% travel.

Nothing in this position description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not a contract and should not be construed as a guarantee of employment for any specific period of time.

Affirmative Action / EEO Policy Statement

InterBank is committed to maintaining an environment of equal opportunity. Accordingly, it is InterBank’s policy to provide equal opportunity for employment, advancement, and benefits to all qualified applicants and employees without regard to age, race, religion, sex, color, national origin, disability, citizenship status, uniform service membership / veteran status, or any other protected status as established by law.

Our commitment is to achieve and maintain excellence through full and equal opportunity, which is fundamental to the existence of InterBank. It is therefore the policy of InterBank not only to avoid direct discrimination but to go further. The company will act affirmatively to identify and eliminate barriers that may exclude or impede members of certain groups in their pursuit of excellence. Such affirmative action will address the treatment of persons who are already members of the company, as well as applicants for admission or employment.