Sr. Credit Manager (Manufacturing) - Denver -to $140,700

• Lead North American customer credit and collection functions setting operational standards for risk assessment, credit approval, and customer portfolio analysis in dynamic marketplace.
• Communicate clearly and concisely with all levels, including senior management and external parties.
• Utilize persuasive negotiation skills. 
• Create strategic partnerships with a focus on maximizing sales and building customer relationships while controlling credit risk. 
• Provide credit expertise and updates to Businesses, including international locations at times. 
• Enforce credit policies to ensure operational consistency, internal control compliance and customer risk mitigation; current policies and procedures are regularly communicated to global stakeholders.
• Set proactive leadership tone in developing and sustaining customer relationships. Proficient in financial statement analysis and external sources research.
• Market knowledge essential for early risks detection and related customer product delivery decisions. 
• Subject matter expert in customer bankruptcy counterclaim and defense efforts. 
• Leads a credit team of four, along with oversight of related European functions.
• Actively participate in growth strategies, diligence and business integrations.

• Manage a small credit portfolio of Customers, as well as Precious Metal Vendors.
• Staff hiring, priority setting, performance communications, compensation and termination.
• Actively support employee growth and development through training, mentoring and coaching with focus on succession planning.
• Represent firm at credit trade meetings and shows.
• Analyze monthly metrics packages and customer status updates to CFO and business leaders.
• Authorize credit using staff recommendations, credit applications, available financial data and credit references considering associated market risks. 
• Authorize customer delivery holds/orders releases as appropriate after consulting customer service. 
• Establish required methodology and models to analyze credit portfolio based on customary standards including company, industry, and country.
• Partner with senior management and business units to evaluate and approve all deviations from standard terms; analyze and recommend sales terms for new and existing customers.
• Manage contracts for various credit tools, trade groups and local credit insurance.
• Approve revised credit terms for payment of delinquent accounts.
• Develop and share customer risk assessment tools.
• Visit key customers to build relationships, resolve credit concerns and improve customer service.
• Counsel and advise on international business including credit risk, export documentation, country regulations, letters of credit, terms, credit insurance and foreign exchange. 
• Recommend reserve amounts and review accounting status of bad debts.
• Contract with Collection Agencies when necessary.
• Provide expertise as it relates to credit for SAP enhancements.
• Periodically review Lock Box efficiencies for potential cost reductions or cash application    enhancements.
• Annually review, update and publish Global Credit Policy.

• Bachelor’s Degree in business with a Minimum of 10 years of related experience including Credit Manager Role.
• Proven track record of managing and developing a credit staff for minimum of five years.
• NACM Credit Designation Preferred
• Thorough knowledge of federal and state statutes governing liens, bonds, bankruptcy, and Uniform Commercial Code.
• Capable of utilizing creative tools to extend credit to marginal accounts:  guarantees, joint-checks and letters of credit.
• Premium interpersonal, verbal and written communication skills.
• Decisive problem solving, conflict and issue resolution skills.
• Strong “tone-setting” leadership skills including delegation.
• Strong understanding of a manufacturing environment as it pertains to credit.
• Focus on Credit Metrics and benchmarking.
• Process improvement focused.
• Moderate travel required (11 – 29 days per year)

• MS WORD Resume
• required compensation.
• Contact information.
• Availability

Salary : $102,400 - $140,700