What are the responsibilities and job description for the Risk Management - Loan Review Credit Officer, Associate position at JPMorganChase?
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real‐world challenges that impact our company, customers and communities.
As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. Incumbents will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.
Job responsibilities
- Complete annual reviews on properties and borrowers to derive at appropriate risk ratings.
- Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
- Document and support concluded risk ratings.
- Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
- Excel in teamwork, which may include training of incoming Credit Officers.
Required qualifications, capabilities, and skills
- Bachelor’s Degree or equivalent experience.
- At least 2 years of experience with credit analysis and review of commercial real estate loans.
- Previous experience in portfolio management, loan risk grading/ risk assessment.
- Strong organizational and time‐management skills ‐ ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
- Excellent written and verbal communication skills.
- Proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
ABOUT THE TEAM
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
