What are the responsibilities and job description for the Intern, Finance position at Kapitus?
Description
The Strategic Finance department at Kapitus is responsible for providing in-depth financial analysis, portfolio performance monitoring, and macroeconomic forecasting. This information helps shape the company's long-term strategy, from investments to risk management. This internship offers a unique opportunity to work closely with experienced finance professionals in a highly analytical role, gaining exposure to econometrics, portfolio management, and macroeconomic analysis. It’s an excellent opportunity for someone interested in understanding the intersection of finance, economics, and business strategy. This internship will provide hands-on experience in Portfolio Analytics, focusing on understanding economic conditions, competitor behavior, and the performance of Kapitus’ portfolio. The intern will assist in creating econometric models, conducting market and competitor analysis, and working closely with the team to forecast performance and assess lending trends in the alternative lending space.
What You’ll Do
Econometric Modeling for Business Cycle Analysis
At Kapitus, we strive to empower every business to succeed by providing the best financing options – when they need it and how they need it. Whether we are working with a business directly or through a strategic partner, we will work diligently to provide the most convenient, cost- effective and appropriate financing solution for a business’s needs. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity. We will continue to empower small businesses to make educated financial decisions, as we have since our inception in 2006.
About Us: Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed.
We’ve spent the past 15 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work.
We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.
Consideration will be given to qualified remote candidates residing in states where Kapitus and/or one of its subsidiaries has an established physical presence.
Qualifications
Please see above!
The Strategic Finance department at Kapitus is responsible for providing in-depth financial analysis, portfolio performance monitoring, and macroeconomic forecasting. This information helps shape the company's long-term strategy, from investments to risk management. This internship offers a unique opportunity to work closely with experienced finance professionals in a highly analytical role, gaining exposure to econometrics, portfolio management, and macroeconomic analysis. It’s an excellent opportunity for someone interested in understanding the intersection of finance, economics, and business strategy. This internship will provide hands-on experience in Portfolio Analytics, focusing on understanding economic conditions, competitor behavior, and the performance of Kapitus’ portfolio. The intern will assist in creating econometric models, conducting market and competitor analysis, and working closely with the team to forecast performance and assess lending trends in the alternative lending space.
What You’ll Do
Econometric Modeling for Business Cycle Analysis
- Develop and improve models that assess key economic variables (e.g., GDP growth, inflation, unemployment) and their effects on the business.
- Provide regular updates on the model’s performance and provide insights into the business cycle stage.
- Use econometric models to forecast the performance of portfolios tied to specific industries.
- Assess how different industries are performing within the macroeconomic environment and how those trends affect Kapitus’ book.
- Analyze trends in bank lending, including data on loan issuance, interest rates, and lending volumes.
- Provide insights into how the rise of alternative lending platforms is affecting market dynamics and Kapitus’ position in the industry.
- Respond to additional analytical needs from the team.
- Assist in synthesizing data into actionable insights.
- Use R to analyze data related to the alternative lending market, competitor activities, and Kapitus’ portfolio performance.
- Build and refine econometric models to predict market trends and inform decision-making.
- Work with the team to create forecasts based on industry trends and macroeconomic factors.
- Provide regular updates and reports on the progress of assigned projects, including actionable insights and recommendations.
- Comfort with using R for data analysis, including the ability to manipulate datasets, perform statistical tests, and create models.
- Experience with or understanding of econometric models and forecasting techniques. Experience with time-series analysis or financial modeling is a plus.
- Highly analytical mindset, with the ability to understand complex data and derive actionable insights.
- Strong verbal and written communication skills to present analysis clearly and concisely to both technical and non-technical audiences.
- A strong desire to learn about macroeconomic factors, the lending industry, and financial analysis.
- Ability to perform detailed and accurate data analysis, ensuring high-quality results.
- Understanding of macroeconomics, financial services, and portfolio management would be helpful but is not required.
At Kapitus, we strive to empower every business to succeed by providing the best financing options – when they need it and how they need it. Whether we are working with a business directly or through a strategic partner, we will work diligently to provide the most convenient, cost- effective and appropriate financing solution for a business’s needs. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity. We will continue to empower small businesses to make educated financial decisions, as we have since our inception in 2006.
About Us: Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we are able to provide small businesses the financing they need, when and how it is needed.
We’ve spent the past 15 years building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work.
We show our teammates our appreciation by offering great benefits, competitive pay, and solid opportunity for growth.
Consideration will be given to qualified remote candidates residing in states where Kapitus and/or one of its subsidiaries has an established physical presence.
Qualifications
Please see above!
