What are the responsibilities and job description for the Claims Examiner- Property Casualty position at Kinsale Insurance?
Kinsale Insurance is an Excess & Surplus lines insurer specializing in hard-to-place, small to medium sized commercial accounts. Kinsale is eligible in all states and writes a variety of Property, Casualty and Specialty lines. Given the experience of our staff and our control over the underwriting and claims processes, Kinsale offers unmatched underwriting flexibility to brokers placing difficult E&S accounts. Kinsale will consider offering terms on a wide range of risks including accounts with new or high hazard operations and businesses that have a poor loss history or that are located in high-risk venues. We are hiring a Claims Examiner to join our Casualty Lines Division here in Richmond, VA.
Responsibilities
- Responsible for handling a wide variety of moderate to complex Property Liability claims under the supervision of a Claims Supervisor
- Conducts investigation throughout all aspects of the claims process
- Determines liability, evaluates exposure, and negotiates claims to resolution
- Investigates and analyzes coverage; makes coverage determinations; drafts coverage correspondence; effectively communicates coverage determinations to policyholders and other stakeholders
- Maintains accurate documentation/information in claim file
- Handles claims in litigation filed against insureds; appoints, directs, and manages defense counsel
- Proactively drives litigation toward resolution
- Participates in and attends mediations to facilitate settlements
Qualifications
- A minimum of 1- 2 years of experience handling property liability claims, or related industry experience
- Superior written and oral communication skills
- Strong analytical and problem-solving skills
- Strong organization and time management skills
- Exhibit skills in Microsoft Office products (Word, Outlook, Excel, Power Point)
- Ability to work in a collaborative environment
- Ability to multi-task
- Strong negotiation skills
- Proficiency in assigning and directing investigations
Education and Certifications:
- Minimum of 2 years of professional work experience
- Four-year college degree
At Kinsale we offer the following great benefits:
- Competitive salary with performance-based bonus opportunities
- Single and family health, dental, and vision insurance plans with a generous percentage of maximum HSA funds contributed by the company
- Short-term and long-term disability
- Life insurance
- Matching 401(k), fully vested from first day of contribution
- Generous paid time off and holidays
- Yearly reimbursement for educational training and development opportunities
- Promotion from within the company with clear goals and developed career paths
