What are the responsibilities and job description for the Real Estate Loan Specialist position at Lake Trust Credit Union?
More Than A Job!
Why do you work each day? To us, our jobs are not just something we do to make a living, it’s a way to live. We work to support our members; whether celebrating moments of joy, finding a solution to an obstacle, or offering encouragement through a time of struggle. The worth of our work isn’t measured in dollars and cents, it’s seen in our communities and felt by the people who believe in us.
Benefits Include
- Financial wellbeing services
- 401(K) matching with up to 5% match
- Reduced health insurance
- Employee wellbeing services
- DE&I initiatives
- Work-life balance
Job Summary
Responsible for ensuring that a real estate file is accurately updated, verified, set to close, disbursed and reported in as short a time as possible following regulatory requirements. The Real Estate Loan Specialist will prepare and review with the borrower the required documents and closing package in a timely manner while providing excellent member service. The Real Estate Loan Specialist will be called upon to provide input for training and be a mentor for Real Estate originators and closers in addition to normal processing requirements. Report end of the year HMDA to the government and ensure accuracy. Pay real estate service vendors and maintain positive working relationships.
What you’ll do
- Verify information on the application and notes is accurately reflected in the system and that calculations are made on accurate and verifiable information.
- Order and review title work, appraisals and flood reports.
- Clear title, appraisal and flood report issues.
- Update applications as they collect new information from members, title, appraisal and flood
- Prepare notes to underwriting summarizing title/appraisal/flood reports
What you’ll bring
- High School Diploma/GED is required.
- Two to Three (2 -3) years’ Lending Experience.
- One to two (1-2) years’ experience is preferred in Real Estate Loan Processing.
- Knowledge of Real Estate Lending Regulations and Laws.
- Strong attention to detail.
- Organizational skills.
Demonstrated Member Service skills.
What you’ll get
We know that pay and benefits are important. And, we’ve really got that covered. But, we also know that those are not the only things that you need to decide if this is the place for you. Join our team of Lake Trusters and you’ll enjoy:
- Working with an energetic team focused on making our members wildly successful
- An opportunity to work with others that have your back every step of the way
- Opportunities to make a difference both inside and outside of our walls
- Being treated like you are more than the work you do
- Must be a tech savvy individual who has a high degree of adaptability to adjust quickly to change and priorities.
