Demo

Compliance Specialist-HMDA

Legacy Mutual Mortgage
San Antonio, TX Full Time
POSTED ON 1/31/2025
AVAILABLE BEFORE 4/30/2025
  • Knowledge of Regulation C - Home Mortgage Disclosure Act pertaining to HMDA data reporting, as well as other consumer protection regulations impacting HMDA reporting, including but not limited to Regulation Z - Truth in Lending and Regulation B - Equal Credit Opportunity Act.
  • Completes a timely review of applications and originations, gathering information and validating data accuracy to complete the HMDA LAR.
  • Enter data into appropriate reporting software and verify the accuracy of the information in the reporting software.
  • Perform targeted reviews for specific HMDA data points.
  • Research and resolve HMDA exceptions identified making sure HMDA data is complete and 100% accurate prior to the annual LAR submission.
  • Participate in preparation of HMDA LAR.
  • Responsible for compliance within area of responsibility.
  • Performs other duties as required by Compliance Manager.
  • Requirements

    • High school diploma or general education degree (GED) required.
    • At least 3 years' mortgage or related experience.
    • Working knowledge of Microsoft Office applications.
    • Experience with loan origination systems, particularly Encompass.
    • Must have a good understanding of loan processing, underwriting and closing policies, procedures, governmental and agency requirements.
    • Ability to demonstrate effective organization, critical thinking, analytical and poroblem-solving skills.
    • Must be detail-oriented.
    • Knowledge and understanding of risks, controls and audit processes.
    • Proven ability to work independently and as a team member.
    • Excellent verbal and written communication skills.
    • Ability to handle confidential material in a professional and ethical manner.
    • Effective time management and organization skills to prioritize multiple objectives and achieve volume goals.
    • Legacy Mutual Mortgage is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.

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