Senior Accountant

ESSENTIAL JOB FUNCTIONS:

Reconciliation & Cash Management:

• Prepare and facilitate daily, weekly, and monthly cash reconciliations, ensuring alignment between bank statements, internal financial records and actual cash disbursements.
• Maintain fixed asset and prepaid expense ledgers and prepare monthly fixed asset and prepaid expense amortization entries.
• Investigate and resolve transaction discrepancies, settlements, and payment issues to minimize financial risk and enhance operational efficiency.
• Calculate and provide directions for daily cash movements to external partners based on loan-level details.
• Ensure real-time anomaly detection and audit-ready reconciliation logs by implementing daily reconciliation best practices, particularly for high-volume transactions.
• Maintain segregation of duties and control measures to prevent errors, fraud, or misstatements in cash disbursements and reconciliations.

Process Optimization & Automation:

• Collaborate with IT and Operations teams to develop and enhance automated reconciliation processes, reducing reliance on manual interventions.
• Implement exception handling frameworks, ensuring discrepancies are categorized, investigated, and escalated efficiently.
• Drive process improvements by benchmarking against financial best practices and identifying areas for automation and workflow enhancements.

Compliance & Financial Controls:

• Establish and maintain strong internal controls to ensure compliance with financial agreements and industry standards.
• Act as a subject matter expert (SME) on policies and procedures related to customer payments reconciliations, and cash movements.
• Collaborate with finance, treasury, and audit teams to support regulatory compliance, risk mitigation, and financial reporting accuracy.
• Maintain detailed reconciliation logs with audit-ready documentation, following best-in-class reporting and transparency standards.

Cross-functional Collaboration & Reporting:

• Work closely with finance, treasury, accounting, and external partners to support month-end close, variance analysis, and cash reconciliation needs.
• Provide timely and detailed insights and reports to senior management, ensuring data-driven decision-making.

• Support ad hoc financial projects and audits related to reconciliation, cash movement, and payment processing.

MINIMUM QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum knowledge, skill, and/or ability required.

• Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or other related field of study preferred.

• 3 years of professional experience in related field.
• Financial services industry experience preferred (e.g., banking, lending, fintech).
• Strong understanding of reconciliation best practices and controls.
• Proficiency in Microsoft Excel (advanced functions such as VLOOKUPs, pivot tables, and advanced formulas).
• Experience with reconciliation automation tools, ERP systems, or accounting software is a plus.

COMPETENCIES:

• Customer Service: Exceptional attitude and a passion for providing outstanding service to internal customers.
• Attention to Detail: Thoroughness in accomplishing a task through concern for all the areas involved, no matter how small. Monitors and checks work or information and plans and organizes time and resources efficiently
• Analytical Skills: Collects and researches data; Designs workflows and procedures; Identifies data relationships and dependencies.
• Communications: Exhibits good listening and comprehension. Expresses ideas and thoughts in verbal and written form. Keeps others adequately informed. Selects and uses appropriate communication methods. 
• Problem Solving: Ability to solve issues efficiently and quickly. 
• Process Improvement Mindset – Proactively seeks ways to enhance efficiency and accuracy.
• Teamwork: Contributes to building a positive team spirit. Exhibits objectivity and openness to others' views.

SUPERVISORY RESPONSIBILITY
None

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to stand, walk, reach, and sit for a minimum of 8 hours with or without reasonable accommodation. The incumbent is required to use hands to finger, handle, or feel objects and/or tools. The employee is required to talk or hear with or without reasonable accommodation and must sometimes lift and move up to 10 pounds.

WORK ENVIRONMENT
While performing the duties of this job, the employee is frequently exposed to moderate noises such as computers, printers, and other light traffic noise in an office setting.

This role is in-office. Remote work may be performed from a pre-approved location, as arranged, and scheduled by team management and approved by department leadership.

OTHER DUTIES

Please note, this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change or be supplemented at any time with or without notice.