What are the responsibilities and job description for the VP, Credit Analyst position at Liberty Credit?
Company Overview :
Liberty SBF Manager LLC is a leader in providing structured credit solutions with a focus on real estate finance, including multifamily and commercial real estate. We work closely with the broker community to source and structure high-quality loan packages for underwriting and investment. We are seeking an experienced credit and underwriting analyst to join our team and play a key role in screening and staging loan opportunities.
Position Overview :
The Analyst, Credit & Underwriting, will be primarily responsible for screening and staging loan packages submitted by brokers. The ideal candidate will have experience underwriting multifamily real estate deals and a strong understanding of credit risk in the commercial real estate (CRE) space. Familiarity with commercial and industrial (C&I) loans is a plus. This role offers the opportunity to contribute to deal evaluation and the credit underwriting process within a dynamic and fast-paced environment.
Key Responsibilities :
- Loan Screening : Review and stage loan packages submitted by brokers, ensuring they meet initial screening criteria for further underwriting.
- Underwriting : Perform detailed credit analysis and underwriting on multifamily loan opportunities, assessing risk and structuring loans appropriately.
- Deal Evaluation : Collaborate with the underwriting team to assess and structure multifamily, CRE, and, where applicable, C&I loans.
- Documentation Review : Analyze borrower financial statements, property appraisals, rent rolls, and other documentation to assess loan viability and risk.
- Market Research : Conduct market analysis to support underwriting decisions, ensuring loans are structured in line with current market conditions.
- Communication : Liaise with brokers and other stakeholders to clarify loan details and gather additional information as needed.
- Reporting : Provide detailed reports on loan evaluations and underwriting decisions to senior team members for final approval.
Key Qualifications :
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