Credit Analyst

The Credit Analyst candidate will be responsible for assessing the creditworthiness of individuals or businesses, analyzing financial data, and providing recommendations to minimize risk and maximize profitability. This role requires a strong understanding of financial principles, excellent communication skills, and the ability to work collaboratively in a dynamic environment.

Location: Camden, NJ (on-site)

Salary: $60,000 - $65,000 annually

Key Responsibilities:

• Evaluate credit applications and conduct thorough analyses of financial statements, credit reports, and other relevant data.
• Assess the creditworthiness of clients and recommend appropriate credit limits.
• Identify potential risks and develop strategies to mitigate them.
• Monitor existing credit accounts to ensure compliance with terms and conditions.
• Prepare detailed credit reports and present findings to management.
• Maintain accurate and up-to-date records of credit evaluations and decisions.
• Work closely with the sales, legal, and finance teams to support business objectives.
• Provide guidance on credit policies and procedures to internal stakeholders.

Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Proven experience as a Credit Analyst or in a similar role.
• Strong understanding of financial analysis, accounting principles, and credit assessment methodologies.
• Proficiency in financial modeling and the use of credit analysis tools.
• Excellent written and verbal communication skills.
• Detail-oriented with strong organizational and time-management skills.
• Ability to work independently and collaboratively in a fast-paced environment.