Commercial / Ag Loan Officer

Job Type

Full-time

Description

POSITION SUMMARY

Responsible for development, management, and retention of a quality Ag and / or Commercial loan

portfolio. Assists with building full banking relationships with customers, including referrals to other

areas of the bank based on customer needs. Performs routine duties with minimal supervision.

ESSENTIAL FUNCTIONS

Reasonable Accommodations Statement

To accomplish this job successfully, an individual must be able to perform, with or without reasonable

accommodation, each essential function satisfactorily. Reasonable accommodations may be made to

help enable qualified individuals with disabilities to perform essential functions.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following

Originates, services, and monitors Ag and / or Commercial loan accounts within established loan policy guidelines.

2 Calls on potential or existing customers to develop new business and increase or retain existing

business, including cross-selling and sales referrals to all areas of the bank as necessary.

Position requires outside sales calls

• Interviews new loan applicants, collects applicants' financial information, and analyzes financial

information to determine creditworthiness of the applicants.

direct inspection of the applicant's business and / or collateral, review of financial reports,

personal interview, and other means.

repayment methods and schedule, collateral requirements, and any additional terms.)

personal lending limit.

policy guidelines and underwriting standards. Ability to accurately interpret Federal laws, State

laws, and banking regulations to maintain overall compliance.

MBT Investments, and Retail Bankers as appropriate.

participation in community activities and marketing events.

Requirements

SKILLS & ABILITIES

Education :

Experience :

Certificates, Licenses, Registrations

SUPERVISORY RESPONSIBILITIES

None

Salary Description

89,500 - $105,500

Salary : $89,500 - $105,500