Bank Relations Specialist

Description

• The Bank Relations Specialist is responsible for the management of McKee Homes’ bank lines to include coordinating new loan requests, submitting bank inspections, creating and maintaining essential lending reports and monitoring compliance to lender specified requirements. Additionally, they will assist with month end accounting close tasks leading to financial statement creation. 

Requirements

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Prepare and submit documentation for new loan requests for collateral additions
• Research and respond to appraisal inquiries
• Submit weekly bank inspection requests and record advances upon disbursement
• Submit monthly draw requests to outside investors and record advances upon disbursement
• Process bank loan conversions and renewals 
• Coordinate lot takedowns and loan closings with lenders and closing attorney
• Prepare weekly cash flow estimate for takedowns and conversions
• Record HUDs from lot closings and file all closing documents in Egnyte
• Manage Bank Inventory Report and monitor collateral aging and status
• Process monthly interest payments and review house budgets for overages
• Conduct monthly bank reconciliation to ensure accuracy within our records
• Prepare monthly and quarterly lending reports as required and monitor covenant compliance
• Prepare ad hoc bank financial reports as requested
• Participate in resolution of lending issues and banking strategy
• Assist in month end financial closing as needed

COMPETENCIES

• Sense of ownership and pride in your performance and its impact on company’s success
• Strong proficiency in Microsoft Excel and Finance background is a plus
• Home-building or land development experience is a plus, but not required
• Customer and client focus
• Self-motivated, results driven, high energy, takes initiative
• Technical Capacity
• Attention to Detail
• Self-starter with solid follow up skills
• Problem Solving and Analysis
• Time Management
• Communication Proficiency
• Teamwork Orientation

SUPERVISORY RESPONSIBILITY

This position has no supervisory responsibilities 

WORK ENVIRONMENT

This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, electronic stamp machines, and online systems. Must exercise initiative and meet objectives with minimal supervision.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

• Specific vision abilities required by this job include close vision, color vision, and ability to adjust focus.
• Frequently required to sit; occasionally required to stand and walk.
• Occasionally required to reach with hands and arms.
• Frequently required to talk or hear.
• Occasionally required to bend, twist, or climb.
• Moderate concentration/intensity, which includes prolonged mental effort with limited opportunity for breaks.
• Average memory, taking into consideration the amount and type of information.
• Moderate level of complexity for decision making. Average time pressure of decision making.
• The noise level in the work environment is usually moderate

POSITION TYPE/EXPECTED HOURS OF WORK

This is a full-time position. Days and hours of work are Monday through Friday, 8:00 a.m. to 5:00 p.m.

TRAVEL

No travel is expected for this position.

REQUIRED EDUCATION AND EXPERIENCE

• High school diploma or GED
• Bachelor’s Degree, preferably in Business, Finance or Accounting
• Finance or Accounting work experience strongly preferred
• Home-building industry experience preferred, but not required
• Advanced Proficiency with Microsoft Excel

ADDITIONAL ELIGIBILITY QUALIFICATIONS

 None required for this position.

EEO STATEMENT

McKee Homes provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics. In addition to federal law requirements, McKee Homes complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

McKee Homes expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of McKee Homes’ employees to perform their job duties may result in discipline up to and including discharge.

OTHER DUTIES 

Please note this job description is not designed to contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.