What are the responsibilities and job description for the Senior Commercial Lender (222SCL) position at MECU Credit Union?
Company Summary
MECU is a not-for-profit financial institution committed to helping its members and community by offering high-quality financial products and services.
MECU’s success in empowering our members to improve their financial well-being and live better dates back to 1936. We seek service-oriented professionals that will be champions for our members, treat everyone with respect find ways to assist our members/co-workers and help our community be a better place to live.
WE NEVER COMPROMISE THE MEMBER EXPERIENCE - our goal is to provide the absolute best member experience in all interactions and is the number one factor that we use to differentiate ourselves from our competition.
Position Summary
Solicits and services a variety of commercial loans with primary duties in the large "middle market" commercial loans that include asset based lending and operating lines of credit. Creates marketing and business development initiatives that are consistent with corporate goals to maintain existing business and generate new revenue streams for Commercial Lending. Works independently when analyzing financial information to determine business member qualifications for lending products and credit-worthiness. Underwrites transactions and makes recommendations to Business Loan Committee while adhering to Credit Union's loan policies, guidelines and regulatory requirements.
Creates and maintains profitable relationships with professionals, such as accountants and attorneys, in order to maintain an active network of business referrals. Cross-sells business credit union products and services where applicable. Works on collections activity for existing members when delinquencies occur.
Work Location
This position is located at Corporate Headquarters in Downtown Baltimore. Incumbent will be required to report in office for this role. Upon completion of 90 days incumbent may work hybrid schedule.
Education
Salary Range per hour, depending on experience and qualifications
At MECU, we prioritize the well-being and growth of our employees by offering a comprehensive benefits package that includes but not limited to:
Physical Demands
While performing the duties of this position, the successful candidate is regularly required to sit; use hands and fingers to handle objects, tools, keyboards or controls; talk and hear. The employee is occasionally required to stand, walk, reach with hands and arms and stoop or kneel.
Must regularly lift and/or move files and equipment up to 15 pounds and occasionally lift/move up to 25 pound objects. Specific vision characteristics required by this position include close vision, adjust focus, and view a computer screen for extended periods of time.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
MECU of Baltimore, Inc. is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.
MECU conducts credit, bond and background checks.
MECU is a not-for-profit financial institution committed to helping its members and community by offering high-quality financial products and services.
MECU’s success in empowering our members to improve their financial well-being and live better dates back to 1936. We seek service-oriented professionals that will be champions for our members, treat everyone with respect find ways to assist our members/co-workers and help our community be a better place to live.
WE NEVER COMPROMISE THE MEMBER EXPERIENCE - our goal is to provide the absolute best member experience in all interactions and is the number one factor that we use to differentiate ourselves from our competition.
Position Summary
Solicits and services a variety of commercial loans with primary duties in the large "middle market" commercial loans that include asset based lending and operating lines of credit. Creates marketing and business development initiatives that are consistent with corporate goals to maintain existing business and generate new revenue streams for Commercial Lending. Works independently when analyzing financial information to determine business member qualifications for lending products and credit-worthiness. Underwrites transactions and makes recommendations to Business Loan Committee while adhering to Credit Union's loan policies, guidelines and regulatory requirements.
Creates and maintains profitable relationships with professionals, such as accountants and attorneys, in order to maintain an active network of business referrals. Cross-sells business credit union products and services where applicable. Works on collections activity for existing members when delinquencies occur.
Work Location
This position is located at Corporate Headquarters in Downtown Baltimore. Incumbent will be required to report in office for this role. Upon completion of 90 days incumbent may work hybrid schedule.
Education
- High School Diploma – Required
- General Education Degree (GED) – in lieu of H.S. Diploma
- Associates Degree - General Studies - Preferred
- Five (5) to eight (8) yrs. banking or Credit Union experience required
- Two (2) to four (4) yrs. Commercial Lending experience and sales background required
- Completion of a formalized credit training program strongly preferred
- Some knowledge of real estate and construction lending helpful
Salary Range per hour, depending on experience and qualifications
- $18.27- $26.54
At MECU, we prioritize the well-being and growth of our employees by offering a comprehensive benefits package that includes but not limited to:
- Medical, Dental, and Vision Coverage: Plans are available for both employees and their families to ensure comprehensive health coverage.
- 401(k) Plan with Employer Match: Secure your financial future with our competitive 401(k) plan, including an employer match to help you save more for retirement.
- Company-Paid Insurance: We provide company-paid short-term disability, long-term disability, and life insurance to give you peace of mind.
- Tuition Assistance: Continue your education and professional development with our tuition assistance program.
- Employee Assistance Program (EAP): Access confidential support for personal and professional challenges through our EAP.
- Parking Discounts: Enjoy discounted parking to make commuting easier.
- Long-Term Care Insurance: Prepare for the future with long-term care coverage options.
- Time Off: Take advantage of annual, sick leave, sick and safe leave to recharge and maintain a healthy work-life balance.
Physical Demands
While performing the duties of this position, the successful candidate is regularly required to sit; use hands and fingers to handle objects, tools, keyboards or controls; talk and hear. The employee is occasionally required to stand, walk, reach with hands and arms and stoop or kneel.
Must regularly lift and/or move files and equipment up to 15 pounds and occasionally lift/move up to 25 pound objects. Specific vision characteristics required by this position include close vision, adjust focus, and view a computer screen for extended periods of time.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
MECU of Baltimore, Inc. is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.
MECU conducts credit, bond and background checks.
Salary : $18 - $27
