What are the responsibilities and job description for the Property/Casualty Underwriter position at Michigan Farm Bureau Family of Companies?
OBJECTIVE
Property/Casualty Underwriter Objective
To underwrite designated lines of insurance. To implement company philosophy and underwriting guidelines in the acceptance and rejection of risks, pricing, classification, hazard recognition, and providing service to policyholders, and Farm Bureau Insurance agents and their staff.
RESPONSIBILITIES
Property/Casualty Underwriter Responsibilities
Evaluate, examine and/or physically survey risks submitted for coverage by Farm Bureau Insurance agents. Accept, modify or reject risks based upon all relevant information available, including guidelines, directives, inspections and claims information.
Properly classify and rate risks, verify coverage amounts and develop appropriate premium. Work with Farm Bureau Insurance agents, and in some cases insureds, to determine exposure and appropriate coverages.
Monitor exposure of individual risks by the review of pictures, inspections, claims, consumer reports, renewal surveys, audits and communications with Farm Bureau Insurance agents.
QUALIFICATIONS
Property/Casualty Underwriter Qualifications
Required
Bachelor’s degree required or equivalent experience may be considered.
Minimum six months at the Associate Underwriter position level or equivalent experience required.
Must possess a valid driver license with an acceptable driving record.
Designation in API or AU required, or must be completed within 24 months of hire. Certification in CPCU required, or actively being pursued.
Preferred
Three to five years multi-line underwriting experience preferred.
Note: This position is a remote position working from personal residence in Michigan, however, the selected candidate will be required to work from the Farm Bureau Center in Lansing one day per week.
If a candidate is not identified, an Associate Property/Casualty Underwriter may be considered based on level of experience.
Farm Bureau offers a full benefit package including medical, dental, vision, and 401K.
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