Senior Commercial Underwriter

OBJECTIVE

Senior Commercial Underwriter Objective

To underwrite designated commercial lines of insurance. To implement company philosophy and underwriting guidelines in the acceptance, rejection or modification of risks, pricing, classification, hazard recognition, and providing service to policyholders, Farm Bureau Insurance agents and their staff.

RESPONSIBILITIES

Senior Commercial Underwriter Responsibilities

Evaluate, examine and/or physically survey risks submitted for coverage by Farm Bureau Insurance agents. Accept, modify or reject risks based upon all relevant information available, including guidelines, directives, inspections and claims information.

Properly classify and rate risks, verify coverage amounts, and develop appropriate premium. Work with Farm Bureau Insurance agents, and in some cases insureds, to determine exposure and appropriate coverages.

Monitor exposure of individual risks by the review of pictures, inspections, claims, consumer reports, renewal surveys, audits and communications with Farm Bureau Insurance agents.

QUALIFICATIONS

Senior Commercial Underwriter Qualifications

Required:  Bachelor’s degree required, or equivalent experience may be considered.

Minimum three years’ experience in commercial underwriting or commensurate insurance industry required. 

Must possess a valid driver license with an acceptable driving record.

Associate in Commercial Underwriting (AU) or Associate in Personal Insurance (API) designation required, or equivalent education may be considered.

Preferred: Designation in Chartered Property Casualty Underwriter (CPCU) preferred, or actively being pursued.

Note -  Must live in Michigan. If within 60-miles of the office located in Lansing, Michigan, we require in-office 6-scheduled days a month, and can work remotely the remainder of days.

If a candidate is not selected, a Commercial Underwriter will be considered based on the level of experience and qualifications. 

PM19