Accounting Representative

Founded by a small group of educators, Michigan Schools & Government Credit Union (MSGCU) has been providing quality financial services to the community for 70 years and welcomes everyone in Michigan to bank with us. We are financial champions committed to helping our members achieve financial success by rallying behind them and their goals. As the sixth largest Credit Union in Michigan, MSGCU has 22 branch offices in southeast Michigan…soon to be 23! We have over 450 team members, more than 145,000 members, $3.5 billion in assets, and a 95% member satisfaction rating for two decades.

We are a caring organization that strives to ensure an equitable and inclusive culture where everyone is valued and respected. With regular coaching and continuing education, we grow champions – team members dedicated to championing the success of our members. Our commitment to team member engagement has contributed to the honor of being named a Top Workplace by The Detroit Free Press twelve years in a row.

If you have a passion for helping people and providing exceptional and dependable service, we want you on our team!

Information about our comprehensive total rewards package can be found here.

Overview of Responsibilities: Performs a variety of accounting and clerical duties within the Accounting Department and assists others within the department and throughout MSGCU with accounting needs.

Essential Duties and Responsibilities:

• Keeps up-to-date with laws, regulations, and rules governing credit union operations including, but not limited to, Electronic Fund Transfer Act (EFT), Bank Secrecy Act (BSA), and Uniform Commercial Code (UCC). Communicates updates to Accounting Supervisor.
• Posts transactions to general ledger and subsidiary ledger accounts according to established procedures and time frames while maintaining supporting documentation and communicating to Accounting Supervisor any out-of-balance conditions.
• Reconciles general ledger accounts to supporting reports or subsidiary ledgers and investigates differences and/or dated items. Communicates any unresolved differences or dated items to Accounting Supervisor.
• Files and stores accounting records.
• Reviews and processes member requests for changes to payroll and EFT distributions, Automated Clearing House (ACH), etc.
• Remits governmental payments and maintains records related to these payments.
• Originates, processes, and reviews member/MSGCU payments such as wire transfer remittances, ACH transactions, checks, etc.
• Researches accounting and member records in support of other departments.
• Investigates and processes payment exceptions (share drafts, ACH, wire, payroll, etc.) and communicates any unresolved exceptions to Accounting Supervisor.
• Assists Accounting Supervisor in processing and resolving member disputes and unauthorized claims for ACH, check transactions, and transactions involving other payment systems on a timely basis.
• Participates in accounts payable process, which includes invoices, corporate credit cards, and team member reimbursement transactions. Ensures accuracy, efficiency, proper classification, and adherence to strong internal controls within the disbursement process.
• Manages the Accounting Department help desk by resolving requests or assigning to appropriate team members for resolution as appropriate.
• Compiles financial data to be used in financial reporting and analysis.
• Participates in projects, which may involve other departments.

Essential Knowledge, Skills, and Abilities:

• Member Focus: Uses effective listening skills to gain insight and understanding, resolve problems, and determine the needs of others in order to build strong relationships (internal/external) and achieve results in a professional, efficient, and courteous manner.

• Financial Acumen: A high level of analytical skill to understand and interpret financial data.
• Action Oriented: Takes on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm with a high degree of reliability, thoroughness, and attention to detail. Possesses strong organizational skills and the ability to manage and prioritize multiple tasks and responsibilities simultaneously.

• Communicates Effectively: Develops and delivers multi-mode communications that effectively convey financial information, policies, procedures, and objectives to audiences with varying needs and abilities.

• Instills Trust: Gains the confidence of others by modeling honesty, integrity, and authenticity. Models behaviors that align with organizational values. Makes responsible choices and exemplifies courage by stepping up to address difficult issues and saying what needs to be said. Maintains a trusting relationship with all team members.

• Self-Development: Actively seeks new ways to grow and be challenged using both formal and informal development channels.
• Beginning to intermediate proficiency of Microsoft Office software products (Word, Excel, PowerPoint, and Outlook) required.

Essential Preparation and Training:

• Associate degree in Finance, Accounting, Business Administration, or related field or the equivalent combination of education and relevant work experience; and
• 1 year of experience in an accounting related position(s), preferably within a financial institution.
• Minimum high school diploma or GED required.

Working Conditions:

• Office and branch location environment with little discomfort from noise, extreme temperature, dust, or other factors.
• Occasionally required to travel throughout MSGCU’s service area as business needs require.
• Exposed to potentially hazardous conditions, such as robbery. Receives detailed instructions and security procedures on an annual basis to minimize risk.
• This work involves sitting most of the time with brief periods of walking or standing and may occasionally require lifting and/or moving up to 10 pounds.

Compensation and Benefits:

Competitive salaries are just the starting point for MSGCU team members. We also champion our team members with generous health benefits, vacation time, retirement plan contributions and discounts on loans and phone service also come with the job.

• Base pay starts at $18.25 / hour
• Medical, dental and vision on your first day! You can choose the most generous Health Savings Account (HSA)-eligible medical plan with no monthly premium for you (and your family)
• If you are at least 21 years old, you will receive a 3% contribution from MSGCU, and a 100% match for the next 7% you contribute to your 401(k)
• You will enjoy 12 paid holidays and up to 120 hours of PTO your first year of service (pro-rated based on start date)

Salary : $18