What are the responsibilities and job description for the Financial Planner position at Midwest Heritage?
At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth.
Midwest Heritage
Job Title: Financial Planner
Department: Financial Advisory
FLSA: Exempt
General Function
The financial planner will market, grow, and manage a variety of investments, insurance, and other wealth management solutions to Bank clients. The Financial Planner will execute trades, provide accurate and timely service, ensure optimum customer relationships and keep informed of security market trends and developments, as well as changes to state and federal security trading regulations.
Core Competencies
- Strategic and critical thinking
- Technical accounting and finance skills
- Analytical Skills
- Organization
- Communication
Reporting Relations
Accountable and Reports to: Vice President, Financial Planner
Positions that Report to you: None
Primary Duties and Responsibilities:
- Responsible for developing, prospecting, and managing a portfolio of financial services and meeting or exceeding production goals.
- Provide first class customer service to clients including interviewing customers to obtain financial background and goals, analyzing financial data, advising on current financial issues, making recommendations, preparing sound financial plans to ensure clients meet their goals, and selling financial services to customers.
- Build relationships across Midwest Heritage banking, financial, and insurance services and refer opportunities to clients; including developing and conducting investment seminars.
- Process all customer transactions accurately and within compliance and maintain a record of all transactions processed by means of the control measures required by the company i.e.; daily blotter, correcting transactions that are inaccurate or missing information, and knowing what has been processed and the status of each trade.
- Maintain a working knowledge of regulatory, economic factors, and Midwest Heritage services; follow all processes and procedures to ensure regulatory compliance, maintain Financial Services philosophies, and complete on-going training on operational issues and continuing education.
Knowledge, Skills, Abilities, and Worker Characteristics:
- Commitment to the Midwest Heritage mission and willingness to promote the values of the organization.
- Excellent organizational and time management skills.
- Proficient computer skills including Microsoft Office.
- Proven ability to analyze financial information and comply with regulations.
- Proven ability to make good financial recommendations to clients.
- Strong verbal and written communication skills.
- Attention to detail and strong math skills.
- Strong interpersonal skills and ethics; ability to relate to and interact with people in a friendly, professional manner.
Education and Experience:
- Minimum Education: Bachelor’s degree in Business, Finance or related field. Will consider four years financial sales or related experience (investment, insurance or banking) in lieu of a degree.
- Minimum Experience: Two plus years of financial sales or related experience.
- Other Requirements: Series 7, 63, & 65 SEC/FINRA licenses required or the ability to obtain within 90 days of employment.
Physical Requirements:
- This position will be located at our Grimes, IA office.
- This position is classified sedentary/light and requires the ability to sit for long periods of time.
- Visual requirements include: ability to see detail at near range with or without correction.
- Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions.
Working Conditions:
- The duties of this position are normally performed in a general office setting. This is a fast paced work environment.
- There is frequent pressure to meet deadlines and handle multiple projects in a day.
- 33% travel within central Iowa.
Equipment Used to Perform Job:
Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer.
Contacts:
This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage.
Confidentiality:
This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.
In the performance of their respective tasks and duties all employees are expected to:
- Follow all state and federal regulatory requirements and complete assigned training courses within the required timeframes.
- Perform quality work within deadlines.
- Interact professionally with other employees, customers and suppliers.
- Work effectively as a team contributor on all assignments.
- Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
