What are the responsibilities and job description for the Loan Officer position at Montana Credit Union?
Montana Credit Union is dedicated to providing the best possible service to our members, while also providing a fun and fulfilling work environment for our employees. As the largest, locally managed credit union in our market, we are committed to being progressive in our product and service offerings, gracious in benefits, compensation and culture, and serving as a leader in the community. If you are a dedicated and dependable person looking for a rewarding career in the financial service industry, then Montana Credit Union may be the place for you.
As an employer, we emphasize the importance of teamwork, an ongoing commitment to learning and training, and a positive work environment. Full-time employees of Montana Credit Union receive a generous and comprehensive benefits package.
These benefits include:
- Health insurance
- Health Savings and Flex Spending Accounts
- 401K-Up to 7% company match
- Personal Time Off
- Life & Long term disability insurance
- Paid holidays
- Optional AFLAC supplemental insurance
- Employee Assistance Program
- Education & training opportunities
Montana Credit Union provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law.
Loan Officer: Are you ready to make a real impact in people’s lives while building a rewarding career in financial services? At MCU, we’re looking for passionate, people-focused Loan Officers to be the trusted financial partner our members count on every day.
As an MCU Loan Officer, you’ll do more than process loan applications — you’ll be a key player in helping individuals and families achieve their financial goals. Whether it's a first car, a dream home, or funding for life’s next big chapter, you'll guide members through the lending journey with empathy and expertise.
MCU Loan Officers are responsible for interviewing and evaluating applicants for routine loans and processing loan applications. They successfully gather background information and analyze loan applicants’ credit history, and approve or deny loan applications based on analysis. They operate with moderate credit authority and promote credit union products and services based on member needs. In addition, they handle a variety of transactional services, including opening new accounts, servicing existing accounts, and responding to member requests, problems, and complaints. They also conduct research on member accounts when necessary.
1 - 2 years' experience as a loan officer is preferred. Well-qualified candidates will have a strong knowledge of computer programs, excellent written and verbal communication skills, the ability to read, interpret, and positively reinforce policy and procedures, and have an advanced understanding of lending regulations and policies.
