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Recreational Products Adjuster

Munich RE
Cincinnati, OH Full Time
POSTED ON 4/25/2025
AVAILABLE BEFORE 5/13/2025

Recreational Products Adjuster

Company

American Modern Insurance Group

Location

Cincinnati , United States

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property - such as manufactured homes and specialty dwellings - and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can't.

Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re's Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day - all in a flexible environment that helps them succeed both at work and at home.

We're seeking an experienced adjuster to join our Recreational Products Physical Damage team at American Modern Insurance Group. In this role, you'll handle marine claims from initial report to final resolution. This position has a hybrid schedule, 40-50% of the time in the office in Amelia, OH and the remaining working from home.

As a Recreational Products Adjuster, you'll :

  • Manage boat and yacht claims with a sense of urgency, providing timely updates and progress throughout the process.
  • Evaluate claim validity by carefully examining policy terms and supporting documentation. Direct the claims investigation process, focusing on accurate loss fact determination and damage assessments.
  • Make data-driven decisions on claim reserve settings, staying within designated authority limits and escalating recommendations to management as needed.
  • Maintain an diary system to track and resolve outstanding claim issues, ensuring timely resolution.
  • Proactively identify and report potential subrogation opportunities, working closely with experts to assess evidence and develop next steps.

Qualifications :

  • Associate's Degree or equivalent work experience
  • At least three years of insurance claims handling experience. Experience handling marine boat / yacht physical damage claims is preferred.
  • Strong organization and interpersonal communication skills
  • The ability to analyze situations, resolve problems and make quality decisions
  • Insurance designations or marine accreditations are a plus (AIC, SCLA, CPCU, AMIM, MMS, ABYC, SAMS, NAMS) etc.
  • We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits :

  • Two options for your health insurance plan (PPO or High Deductible).
  • Prescription drug coverage (included in your health insurance plan).
  • Vision and dental insurance plans.
  • Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary (up to $500k) and AD&D coverage that is equal to 1x annual salary (up to $500k).
  • Short and Long Term Disability coverage.
  • Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse / domestic partner and children).
  • Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).
  • In addition to the above insurance offerings, our employees also enjoy :

  • A robust 401k plan with up to a 5% employer match
  • A retirement savings plan that is 100% company funded
  • Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries
  • Eligibility to receive a yearly bonus as a Munich Re employee
  • A variety of health and wellness programs provided at no cost
  • A hybrid environment that gives you a choice in where and how you get work done
  • A corporately subsidized on-site cafeteria as well as a We Proudly Serve coffee shop
  • An on-site complimentary workout facility as well as walking trails on campus grounds
  • On-site wellness center complete with nurse practitioner
  • Paid time off for eligible family care needs
  • Tuition assistance and educational achievement bonuses
  • A corporate matching gifts program that further enhances your charitable donation
  • Paid time off to volunteer in your community
  • At American Modern, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services.

    We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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    Salary : $500,000

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