Director of Lending

Job Overview
We are seeking a highly skilled and motivated Director to lead our team in our lending department. This leadership role requires excellent organizational skills, the ability to manage multiple projects, and a commitment to delivering exceptional service to our neighbors. The director will be responsible for originating and preparing complete loan applications in an accurate and timely manner. You will be evaluating and underwriting all loan/grant packages, performing risk analysis on all files in accordance with established parameters, and resolving any concerns to arrive at prudent and equitable underwriting decisions; providing accurate closing documents in a timely manner that meet all regulatory and disclosure requirements; reviews signed settlement documents for accuracy and ensures loan files are complete.

We are passionate about our community, and we are looking for a highly motivated and positive individual to help our neighbors reach their dream of homeownership. Additionally, we want you to be able to do what you love and are passionate about right here in Great Falls.

Responsibilities

• Loan Production & Leadership: Oversee loan production, guide the development and adaptation of loan policies and procedures, and lead the creation of new financial products to foster growth within the department.
• Loan Origination & Referrals: Serve as the primary loan officer, responsible for originating new loans and managing referrals from both internal and external sources.
• Loan Processing & Underwriting: Ensure smooth loan progression from origination through processing, underwriting, and closing, stepping in when needed to ensure the process runs efficiently.
• Risk Analysis & Underwriting Decisions: Oversee the evaluation and underwriting of all loans, conducting risk assessments in line with established guidelines, resolving concerns, and making prudent underwriting decisions.
• Compliance & Closing: Ensure timely and accurate preparation of closing documents that meet all regulatory and disclosure requirements. Review signed settlement documents for accuracy and confirm the completeness of loan files.
• Lending Processor Supervision: Supervise the Lending Processor, providing leadership, training, and support to ensure efficient and accurate loan processing.

Qualifications

• AA/AS in Accounting, Business, or Finance. Two years’ experience in the mortgage, real estate or financial industry. Familiarity with a variety of concepts, practices and procedures used in the mortgage or real estate industry.
• Proven experience as a Loan Officer or in a similar role within the financial services industry. Strong knowledge of lending regulations and loan origination processes.
• Proficiency in financial software applications relevant to loan processing.
• Excellent mathematical skills for performing calculations accurately.
• Familiarity with 10 key typing for efficient data entry tasks.
• Exceptional organizational skills with the ability to manage multiple priorities effectively.
• Strong communication skills, both verbal and written, with an emphasis on customer service excellence.
• Ability to work collaboratively in a team-oriented environment while also demonstrating leadership capabilities.

Job Type: Full-time

Pay: $27.00 - $29.00 per hour

Expected hours: 40 per week

Benefits:

• 401(k) matching
• Employee assistance program
• Flexible schedule
• Flexible spending account
• Life insurance
• Professional development assistance
• Tuition reimbursement

Schedule:

• Monday to Friday
• Weekends as needed

Work Location: In person

Salary : $27 - $29