Demo

Lender - VP

New York Community Bank
New York, NY Full Time
POSTED ON 3/25/2025
AVAILABLE BEFORE 4/24/2025

Job Summary

Assists the manager of the Financial Center and Private Client Groups in the development of personal and business loans.

Pay Range : $105,900.00 - $160,238.00 - $203,100.00

Pay Range : $105,900.00 - $160,238.00 - $203,100.00

Job Responsibilities :

Job Responsibilities

  • Approves credit requests for credits within assigned credit authority and prepares underwriting analysis and credit offering memo.
  • Analyzes applicant financial status, credit, property to determine feasibility of granting loan, or submits application to credit analyst for verification and recommendation.
  • Maintains database and monitors performance of loans.
  • Meets with prospects and clients of Private Client Groups and interviews applicants to request specified information for loan applications.
  • Works closely with outside counsel for documentation on loan transactions.
  • Approves credit overrides from financial centers and private client groups for loans.
  • Notifies Chief Credit Officer immediately of any credit quality issues within portfolio.

Job Requirements :

Required Qualifications

  • High school diploma or general education degree (GED) and one to two years of related experience.
  • Minimum 3 years commercial lending- at lending money center bank.
  • Strong credit exposure; Experience with upper middle market / large corporate ($50 million in revenue); Complex loans
  • Managed large portfolios ($150 million in commitment / $100 million outstanding loans)
  • Analyzing financial statements / ratios & cash flow analysis
  • Lending to business / individuals
  • Commercial lending / credit analysis
  • Excellent written / spoken communications skills
  • MS Office proficient

    Preferred Qualifications

  • Bachelor's degree in business or related field
  • Formal credit training
  • Flagstar is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identify, or national origin.

    Salary : $105,900 - $160,238

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