Demo

Senior Lender, VP

New York Community Bank
New York, NY Full Time
POSTED ON 2/16/2025
AVAILABLE BEFORE 4/30/2025

Job Summary

Provides lending support to the teams of the Private Banking group in the development of personal and business loans.

Pay Range : $117,185 - $155,270 - $193,355

Pay Range : Local Minimum Wage - $0.00 - $0.00

Job Responsibilities :

Responsibilities Include :

  • Approves credit requests for credits within assigned credit authority and prepares underwriting analysis and credit offering memo.
  • Analyzes applicant financial status, credit, property to determine feasibility of granting loan, or submits application to credit analyst for verification and recommendation.
  • Maintains database and monitors performance of loans.
  • Meets with prospects and clients of Private Client Groups and interviews applicants to request specified information for loan applications.
  • Works closely with outside counsel for documentation on loan transactions.
  • Approves credit overrides from financial centers and private client groups for loans.
  • Notifies Chief Credit Officer immediately of any credit quality issues within portfolio.

Requirements :

  • High school diploma or equivalent required. Bachelor's degree in related field preferred.
  • Minimum 3 years' commercial lending experience at a large financial institution.
  • Strong credit exposure; Experience with upper middle market / large corporate ($50 million in revenue); Complex loans; Managed large portfolios ($150 million in commitment / $100 million outstanding loans)
  • Ability to analyze financial statements, ratios, and cash flow analysis
  • Must possess excellent communication skills both written and verbal.
  • Proficiency with MS Office Suite (Outlook, Excel, Word)
  • Flagstar is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identify, or national origin.

    Salary : $117,185 - $155,270

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