What are the responsibilities and job description for the Closer position at NQM Funding, LLC?
NQM Funding, LLC aka Premier Mortgage Associates is a full-service lender licensed in 49 states, D.C. and Puerto Rico. We offer a wide range of home financing products designed with your lifestyle and budget in mind. You can trust our highly experienced team of mortgage professionals to work with you to select the PMA loan product that best suits your unique financial needs.
Our Corporate Headquarters is looking to hire a Closer who lives on the West Coast of the United States.
ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 50 MBPS.
Job Title: Closer
Reports To: Closing Manager
FLSA Status: Non-Exempt
Department: Closing
Division: Retail
Salary Range: $54K to $60K
Summary: Closers will prepare closing documents using Ellie Mae e-docs and ensure that the documentation meets compliance standards. Closers are responsible for checking the loan application package for completeness and making sure its ready for closing.
Duties and Responsibilities include the following. Other duties may be assigned.
- Monitor and disclose Changed Circumstance CD on applicable files in their pipeline within 3 days of the valid change.
- Verifies accuracy and required legal documentation for each loan application to secure purchase.
- Reviews preliminary title reports to verify property address, vesting and additional items to order endorsements from title insurance companies.
- Creates legal documents using specific software and updates programs as needed.
- Sends out required documents to title companies for signature timely.
- Reviews all executed legal documents for actual closing of each loan.
- Ensures documents were correctly endorsed, and that legal documents created by title companies are accurate and executed properly.
- Ensures all conditions placed upon loan by underwriting are received, correct and approved by the Loan Underwriter.
- Calculates final fees and loan balances for final loan funds.
- Communicates with title companies, the appropriate Loan Officer and Processors regarding closing dates and fees on an ongoing basis.
- Order the wire to be received by the title company in a timely manner to coincide with the closing time
- Performs other related duties as assigned.
Skills:
- Oral Communication Skills
- Written Communication Skills
- Reading Skills
- Customer Service
- Diplomacy
- Filing
- Math Aptitude
- Negotiations
- Organization
- Professionalism
- Presentation
- Time Management
- Computer Literacy
- Keyboard Skills
Education/Experience:
Degree: High School Diploma or Equivalent. Prior 3-5 years of loan closing experience required.
NQM Funding, LLC offers the following benefits:
- Medical Plan
- Dental Plan
- Vision Plan
- GAP Insurance
- Life Insurance paid by the company
- Voluntary Life Insurance
- 401K
- Pet Insurance
- Legal Shield/ID Shield
Equal Employment Opportunity:
NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment.
NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same.
NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC.
Salary : $54,000 - $60,000
