What are the responsibilities and job description for the Underwriter (P&C Habitational) position at NSM Insurance Group, LLC?
Overview
HabPro Insurance is a best-in-class Commercial Real Estate (CRE) insurance program and has become one of the most sought-after markets for habitational risks today. HabPro specializes in package and mono-line property for apartments and condominiums.
HabPro is part of NSM Insurance Group a global specialty insurance provider with more than 25 specialty insurance programs and brands around the world. Named a Philadelphia Inquirer Top Workplace based on employee feedback, the company has been exclusively focused on building successful insurance programs since 1990 and continually seeks new opportunities to grow and expand through strategic mergers and acquisitions.
At NSM, we Build Success every day for our people, carrier partners, agents and insureds — because we know our success is built on yours.
The Underwriter will be responsible for daily contact with agents, within the P&C marketplace, discussing risks, negotiating on pricing, coverage, acceptability and providing/requesting information. In this position, you will communicate with marketing representatives responding to inquiries regarding service, risk evaluation, questions on procedures, rates, premium evaluation, and service.
**This is a hybrid position, 2-3 days onsite at the Conshohocken, PA Home Office.
Responsibilities
- Generate, underwrite and analyze accounts.
- Risk selection by qualifying leads and identifying target market.
- Communicate with brokers for new and renewal business.
- Price and issue multiple quotes within selected markets.
- Develop and maintain strong broker relationships, including visitation.
- Thorough documentation of underwriting files.
- Monitor claim activity and reporting.
- Work closely with leaders in negotiation and handling of larger accounts.
- Prepare thorough and succinct referrals to leadership.
- Perform other duties as assigned.
Qualifications
- 3-5 years of commercial property & casualty underwriting experience.
- Bachelor's degree in risk management or related field, preferred.
- Multi-line P&C background.
- Ability to develop and foster carrier and broker relationships.
- Strong written and verbal communication skills.
- Aptitude to negotiate, influence and close deals.
- Ability to work in a fast-paced environment.
- P&C license required, or to be obtained within the first 90 days of employment.
