Sr. Compliance Specialist

Description

Oakworth Capital Bank has an excellent opportunity for someone to join our team in Birmingham, AL! We are looking for a full-time Sr. Compliance Specialist who will play a vital role in supporting our current & future clients. An ideal candidate would meet the qualifications listed below, and more importantly, be able to demonstrate that they live by Oakworth Core Values (Golden Rule, Character, Innovative Spirit, Professionalism, Work Ethic).

Summary:
This role is responsible for providing support for all lending regulatory compliance functions within banking compliance across all markets.

Key Roles/Responsibilities:

• Provide updates and guidance to Leadership and Committees to help ensure adherence to established rules, regulations and guidelines.
• Ensure adequate training on lending regulatory compliance across organization.
• Minimize risk of violations of existing rules, regulations and guidelines via review, interpretation, implementation, assistance and testing.
• Monitor regulatory compliance current and upcoming developments.
• Oversee data integrity and reporting obligations for HMDA, CRA, and Section 1071 of the Dodd-Frank Act.

Responsibility Details:

• Serve as the bank’s subject matter expert on lending compliance laws and regulations to support the maintenance the bank’s Compliance Management System.
• Conduct comprehensive consumer, residential, commercial loan testing with applicable laws and regulations.
• Conduct comprehensive Fair Lending and CRA risk assessments and reviews to be presented to the Audit Committee.
• Provide back-up support to other compliance staff regarding various banking consumer protection laws and regulations.
• Oversee data integrity and reporting obligations for HMDA, CRA, and Section 1071 of the Dodd-Frank Act.

• Provide ancillary support and back up regarding all aspects of the corporate-wide Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Assets Control (OFAC) programs.
• Conduct proactive research on laws and regulations impacting regulatory compliance and collaborate with others to notify the appropriate parties of any new or revised regulations affecting their areas.
• Collaborate with Risk Management and Loan Operations to ensure regulatory compliance.

Qualifications and Skills:

• Bachelor's degree from a four-year college or university preferred
• Five or more years of related experience and/or training is required
• Detail-oriented, accurate and organized
• Team-focused (collaborative, works well with others, supports team goals)
• Excellent communication skills – verbal, written, listening
• CRCM certification preferred

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Qualifications