What are the responsibilities and job description for the Consumer Lending Representative position at OE Federal Credit Union?
Overview
Join the Best “UNION” Credit Union Around!
In 1964, OE Federal Credit Union opened its doors to serve union members with a simple goal of providing a better alternative to banks. A credit union is more than a financial institution. We are a community, a family. Our teams are our greatest asset, we are energetic, dynamic, and passionate about assisting our members with financial wellness. Built on a foundation of union pride, OE Federal is a 1.4 billion company and the country’s largest labor-based credit union serving more than 100,000 members nationwide!
Our People Make the Difference! Are you looking to take on a dynamic and challenging role? OE Federal is seeking to hire a Consumer Lending Representative I!
Your Purpose
You will be responsible for developing, expanding and maintaining the credit union’s relationship with members by efficiently processing consumer loan requests.
Ideal Candidate Will Possess
- High School Diploma/GED required.
- Excellent interpersonal, verbal and written communication skills
- Proficiency with Microsoft Word, Excel and Outlook preferred.
- Bilingual in English and Spanish preferred.
What You’ll Do
To succeed in this position, you must be able to satisfactorily perform common occurrences of each of the following under direct supervision from your manager:
- Process a large volume of inbound and outbound consumer loan-related phone calls from members and co-workers on a daily basis.
- Support members and call center, branch and other consumer lending employees with the completion of loan applications; the collection, verification and processing of information contained in loan applications; and the disbursement of loan proceeds to members.
- Educate and cross-sell members on consumer loan protection products.
- Obtain and verify the required Department of Motor Vehicles (DMV) documentation to properly record the credit union’s lien on loan collateral.
- Collaborate seamlessly with colleagues across departments and branches to deliver optimal and efficient service to our members. Uphold a standard of professionalism actively fostering positive relationships internally and externally.
- Develop and maintain a comprehensive understanding of the credit union’s products and services, ensuring compliance with applicable Federal and State laws, Credit Union banking regulations, and OE Federal Credit Union’s policies and procedures and current promotions.
- Perform other related duties as assigned.
Salary Range: $20.11 - $28.11
OE Federal Credit Union offers competitive compensation. The offered salary considers experience, education, training, internal peer equity, job location and other business considerations when extending an offer. The salary outlined is based on working in Livermore, California. The salary range will adjust to the applicant's work location. In addition to competitive salaries:
We offer superior benefits
- Medical, dental and vision benefits that cover the employee, spouse and dependents
- Retiree medical benefits
- A defined benefit Pension Plan with 100% employer contributions of $3.50/hour
- $10,000 Life Insurance
- $5,000 Accidental Death and Dismemberment
- 11 ½ Paid Holidays per year
- 17 days of Paid Time Off (PTO) to start
- Annual Performance Bonus Program – Up to 5% of employee’s annual base paid on December 15th of each year
- A 401(k) plan
- OE Federal Membership For You and Family
- Employee loan discounts
- Casual dress code
Find your team, find your fit!
If you think this job is the right fit for you, fill out our on-line application. Our application is pretty simple - you upload your resume and answer a few job-related questions. Once you have completed the application, your information will be sent to our Human Resources team instantly.
Salary : $20 - $28
