What are the responsibilities and job description for the Financial Analyst for Commercial Lending position at Oriental Financial Services LLC?
Overview
Oriental Financial Services LLC is a diversified financial services holding company with operations spanning various industries, including banking and fintech. Our digital platforms deliver unique value to the US marketplace, ranging from enterprise businesses to small and midsized entrepreneurs.
About the Role
The Analyst, US Banking will play a critical role in the analysis, preparation, and presentation of credit approval memorandums for new, potential, and existing loan opportunities on an ongoing basis. This position requires strong analytical skills, attention to detail, and the ability to work effectively in a team environment.
Key Responsibilities
Requirements
Culture & Benefits
Oriental Financial Services LLC values innovation, teamwork, trust, and personality. We believe that with these core values, we can build lasting relationships and deliver true value to our customers and partners.
Oriental Financial Services LLC is a diversified financial services holding company with operations spanning various industries, including banking and fintech. Our digital platforms deliver unique value to the US marketplace, ranging from enterprise businesses to small and midsized entrepreneurs.
About the Role
The Analyst, US Banking will play a critical role in the analysis, preparation, and presentation of credit approval memorandums for new, potential, and existing loan opportunities on an ongoing basis. This position requires strong analytical skills, attention to detail, and the ability to work effectively in a team environment.
Key Responsibilities
- Assist in establishing eligibility criteria for lending and risk management partners.
- Prepare commercial loan approvals, modification approvals, and periodic business reviews, including financial analysis and risk assessment.
- Collaborate with the USLP team, including the risk team, to manage workflow and identify process improvements.
- Participate in frequent calls with internal and external stakeholders.
- Analyze individual whole loans and loan pools, as well as understand and measure portfolio profitability.
- Liaise with U.S. Loan Program lending partners and assist in joint efforts, including loan syndication and data fulfillment.
Requirements
- Bachelor's degree in Business Administration, Accounting, Economics, or Finance required; Master's degree preferred.
- One year of banking and/or financial services experience required; credit/portfolio analysis and/or portfolio management support highly desirable.
- Basic knowledge of commercial credit analysis, mergers and acquisitions, secured asset financings, and industry verticals.
- Self-starter, results-oriented, dynamic, and able to work with minimal supervision.
- Analytical, problem-solving, organized, detail-oriented, and able to meet strict deadlines.
Culture & Benefits
Oriental Financial Services LLC values innovation, teamwork, trust, and personality. We believe that with these core values, we can build lasting relationships and deliver true value to our customers and partners.