Bank Secrecy Officer 1

Description

Pacific Crest Federal Credit Union (Pacific Crest) is a rapidly growing not-for-profit financial cooperative headquartered in Klamath Falls, Oregon. We are currently growing our Administrative Support Team. We are hiring for a BANK SECRECY OFFICER 1 in Klamath Falls, Oregon. The Bank Secrecy Officer promotes Pacific Crest’s Mission of providing our members and communities with the opportunity to prosper by protecting credit union capital and our members’ assets through the administration of the credit union’s Bank Secrecy Act (BSA) program.  

Who We Are...

We believe in the kind of service that comes only through a local institution, where every single person is a member — not a number. Our staff have roots here, and we care about the people we work with, both as members of our credit union, and as members of our community.

So we listen with purpose. We bring creativity to challenges. We demonstrate integrity. And we deliver a structure of financial products and services to help our members explore the scope of what’s possible.

Essential Job Functions

• Coordinate the development, implementation and administration of all aspects of the PCFCU Bank Secrecy Act (BSA) Compliance Program.
• Monitor compliance with state and federal Bank Secrecy Act (BSA), USA Patriot Act, Anti-Money Laundering (AML) and Office of Foreign Assets Control (OFAC) laws and regulations.
• Support the AS manager in overseeing the credit union’s BSA/AML programs.
• Assist the team with working OFAC alerts.
• Collaborate with various departments and team members to identify and investigate suspicious transactions.
• Ensure the accurate and timely preparation and submission of Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs).
• Aid in identifying members eligible for CTR exemptions.
• Partner with the Fraud Specialists to reduce and mitigate fraud.
• Support team in monitoring high-risk accounts including Enhanced Due Diligence reports.
• Support the AS manager in the maintenance and ongoing enhancement of the BSA/AML software to meet the credit union's needs for monitoring and compliance.
• Provide assistance with BSA audits or exams, and ensure any subsequent findings or deficiencies are addressed.
• Take ownership of personal development by leveraging monthly coaching and participating in continuing education to qualify for a BSA Officer 2.

Qualifications

TRAINING AND EXPERIENCE:

• A two-year college degree or completion of a specialized course of study or 2 years related experience regulatory compliance. Familiarity with state and federal industry laws and regulations.

• A cooperative, positive attitude toward members and fellow employees using sound interpersonal skills.

KNOWLEDGE AND ABILITIES:

• Strong analytical skills.
• Excellent technical skills.
• Ability to communicate clearly and concisely in person, on the telephone and in written correspondence.
• Self-Motivated to learn and grow within the position.
• Proven attention to detail.
• Excellent written and verbal communication skills are required.
• Effectively solve problems.
• Ability to think proactively in a reactive environment.
• Ability to multitask in fast pace environment.

SPECIAL FACTORS AND PHYSICAL DEMANDS:

• A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.
• Ability to lift and/or carry up to 25 pounds.
• Stooping; kneeling; crouching; and reaching below, at, and over shoulder level required.
• Sitting – 80%; standing and walking - 20%.
• Hearing, visual, and verbal ability required.

Pacific Crest Federal Credit Union is an Equal Opportunity Employer.