Commercial Private Banker III

Position Summary:

To manage and grow a commercial loan portfolio      

Position Responsibilities:

• New business development efforts and initiatives for the Bank
• Analyzes the credit history of applicants and determines their loan repayment capabilities
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications and prepares presentment to Committee
• Develop and maintains interest rate structure to be consistent with current market rates
• Management of commercial customers; including customer retention efforts and client visits
• Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary
• External networking
• Past due follow-up

Essential Skills and Experience:

• Excellent verbal and written communication skills as well as good sales skills
• Bachelor’s degree in business, finance, or related field or equivalent work experience.
• Minimum three to five years experience in a loan department or similar financial position
• Knowledge of financial institution policies and procedures
• Extensive knowledge of lending services and related areas
• Commercial Credit Training/Analyzing Financial Statements Certification
• Must have reliable transportation
• Working knowledge of PC; specifically Excel, Word, Outlook

Nonessential Skills and Experience:

• Preparation of monthly management reports
• Maintain a neat and order work area
• Performs other related duties as assigned

Reporting to this position:

• No Direct Reports

$160,000.00 to $240,00.00 USD

Salary : $24,000 - $160,000