What are the responsibilities and job description for the Credit Resolution Specialist position at PEN AIR CREDIT UNION?
Company Description
Since 1936 PenAir® Credit Union has been the catalyst where community, resources, and impact come together and produce a powerful force for good. We have a unique culture and we’re passionate about it. Grown from the values we hold most dear, three guiding principles shape how we see the people we serve, the community around us, and our role within it. These guiding principles are Respect, Service, and Communerosity® and they’re woven throughout our culture.
PenAir is where people and community, resources and expertise align with your values to create real impact. Generational impact through strong financial education and support. We care about the things you care about. As the largest and oldest credit union in Pensacola, Florida, with more than $3.0 billion in assets, our purpose is to enhance the lives of those we serve from Mobile County, Alabama to Leon County, Florida.
Careers
Do you have a passion for helping others?
Currently, PenAir provides access to 11 convenient locations in Baldwin County, AL and Escambia and Santa Rosa Counties in Florida. Join us and become a powerful force for good - after all we live, work, and play here too.
Do you have a passion for helping others?
Currently, PenAir provides access to 11 convenient locations in Baldwin County, AL and Escambia and Santa Rosa Counties in Florida. Join us and become a powerful force for good - after all we live, work, and play here too.
Join the team. You’ll fit right in.
Take control of your future by mapping out a career at PenAir. Working with us means you can shape your professional experience to suit your dreams. We offer valuable resources that provide you the opportunity to build upon and strengthen your skills. Whether it be a career path in advising our members directly on products and services, guiding them through major purchase decisions on a home or vehicle, or even helping build the technology and processes behind the scenes, there is a place for everyone at Pen Air! Success looks different for everyone. Where will your journey take you?
Take control of your future by mapping out a career at PenAir. Working with us means you can shape your professional experience to suit your dreams. We offer valuable resources that provide you the opportunity to build upon and strengthen your skills. Whether it be a career path in advising our members directly on products and services, guiding them through major purchase decisions on a home or vehicle, or even helping build the technology and processes behind the scenes, there is a place for everyone at Pen Air! Success looks different for everyone. Where will your journey take you?
The PenAir difference.
Just like we strive to be a force for good at work, Pen Air works just as hard to supply employees with a total rewards package that includes competitive salaries and meaningful benefits.
Just like we strive to be a force for good at work, Pen Air works just as hard to supply employees with a total rewards package that includes competitive salaries and meaningful benefits.
Holistic Amenities:
- Up to $15K available for continuing education
- Student Loan Paydown
- Adoption Assistance Reimbursement
- Wellness Programs
- Gym membership reimbursement
- Formal Career Development Resources
- Financial Wellness Resources
- Purchase assistance with computers and fitness equipment
Benefits Package Highlights:
- Generous PTO Plan—20 days for new hires
- Paid Maternal & Parental Leave
- Competitive Retirement Plan
- Competitive medical, dental & vision plans
- Company paid Telehealth services
- Company paid Short Term Disability
- And more……….!
The starting salary for this position is $20.50 - $24.00 /hr.
Role:
Recover money owed to Pen Air Federal Credit Union for delinquent loans while ensuring compliance with Fair Debt Collection Practices Act and all other regulatory guidelines. Identify opportunities to assist our members with collection of payment, arrangements to pay, deferments, and any other assistance available to bring an account into good standing.
Essential Functions & Responsibilities:
E
50%
Contacts delinquent accounts by phone, text, email, and mail; takes appropriate action to bring current.
E
10%
Analyzes financial situation of delinquent borrowers; makes recommendations to repossess collateral or charge off when other arrangements to bring the loan current are unsuccessful.
E
10%
Maintains accurate files and reports on all collections activity.
E
10%
Completes weekly scheduled educational training through BVS courses, attorney courses, and other online resources.
E
5%
Performs skip tracing to assist in locating difficult member.
E
5%
Informs management of trends in loan underwriting contributing to delinquent/charged-off loans.
E
5%
Participates in scheduled training with a Senior Credit Resolution Specialist to enhance knowledge and skill set.
N
5%
Performs other job related duties as assigned.
Performance Measurements:
1.
Ensure timely contact of members with delinquent loans to inquire about re-payment intent, initiating calls to members upon generation of the 30 day delinquency report.
2.
Maximize the collection and/or recovery of credit union assets from delinquent and charged-off accounts.
3.
Maintain accurate and complete records of all collection and recovery activity.
4.
Adhere to provisions as set forth in the Fair Debt Collection Practices Act (FDCPA) and ensure collection activity is always within Credit Union policy and all relevant regulations.
5.
Identify and inform management of potential underwriting problems.
6.
Provide informed, professional, and accurate service and support to all members and employees.
7.
Collect on assigned delinquent accounts within specified time frames and expectations.
8.
Regular reliable attendance.
9.
Demonstrate behaviors consistent with the Pen Air Core Values.
Knowledge and Skills:
Experience
One year to three years of similar or related experience.
Education
A high school education or GED.
Interpersonal Skills
Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
Other Skills
Attention to detail; time management skills; excellent telephone communication skills
Physical Requirements
Light or low amount of physical exertion
Work Environment
No adverse environmental working conditions noted.
Salary : $21 - $24
Loan Processing & Closing Specialist
Farm Credit Northwest Florida -
Milton, FL
Subpoena Specialist I
Navy Federal Credit Union -
Pensacola, FL
Technical Support Specialist Intern
PEN AIR CREDIT UNION -
Pensacola, FL
