Intern

Who we are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve.  We take great pride in the relationships we built and the lives we impact.   We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest. 

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

• Passion: We have an unrelenting drive to be great.  Quality service is our #1 priority.
• Commitment: We do not shy away from accountability.  We together as a team and embrace the spirit of service.
• Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
• Community: We’re proud to support each other and our local communities.  We win when our customers win.

To learn more about us, visit www.firstnationalbanks.bank.

About the role

The intern role will work closely with our branch staff to provide support in various areas of retail banking operations. This individual will rotate through multiple functions during their tenure to gather experience in banking. The ideal candidate should have a passion for learning about the banking industry and possess excellent communication skills.

This position is located in Sturgis, SD, and is not a remote position.

What you will do

• Conduct routine bank transactions within time limits and established guidelines (cash checks, accept deposits and loan payments, process withdrawals, etc).
• Evaluate Clients’ credit and financial statements to determine degree of risk involved in providing a loan.
• Prepare reports and present findings to make a recommendation on whether the loan should move forward.
• Confer with credit associations and references to gather credit information.
• Evaluate the financial status of applicants by producing financial ratios, trends, and cash flow analysis and create future projections.
• Routinely monitor loans to ensure they maintain compliance.
• Adhere to all company credit policies and guidelines established by the bank.
• Other duties as assigned.

What you will need

• Pursuing BS degree in Business Administration, Finance, Accounting or related field required.
• Experience analyzing customer credit preferred, but not required.
• Ability to analyze cash flows, leverage, collateral and customer strength

What we offer

• Health Insurance
• Dental Insurance
• Vision Insurance
• Paid Vacation, Sick, and Holiday time
• A competitive 6% 401k match
• And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.