What are the responsibilities and job description for the Commercial Lines Field Underwriter position at Pioneer State Mutual Insurance Company?
Pioneer State Mutual is seeking a highly motivated Field Underwriter interested in building strong relationships with our agency partners to help grow our multi-line commercial business here in Michigan. Policies will range from small to mid-size and align with the company’s commercial risk appetite. This position works closely with the activities of the underwriting team following established workflows, to ensure all policies are underwritten in the most efficient manner while meeting service standards and performance goals through first renewal. This is a remote position with the expectation of in-office training for the first 3 months, and candidates must currently reside in the state of Michigan.
Principal Accountabilities:
- Weekly Agency Visits to build and maintain strong relationships with assigned agency partners and clearly communicate appetite and coverages to improve hit ratio
- Leverage relationships with Agents and CSRs to identify opportunities to help write business and advocate for Pioneer as a preferred commercial lines carrier.
- Ensure all submissions are effectively managed to reach quoting status.
- Refer accounts appropriately if additional authority is required.
- Manage your book of business profitably while balancing growth that aligns and supports our Company’s expectations and profitability goals.
- Owns and analyzes all aspects of the new business underwriting process from exposure, pricing, service and sales perspective, consulting and collaborating with the desk underwriters regularly.
- Determine the pricing, coverages, account rounding, and identify cross-selling opportunities.
- Collaborate with internal colleagues to communicate messages most effectively to our agency partners.
- Research the market: stay updated on industry trends, market conditions, emerging risks and primary competitors
Required Skills and Qualifications:
- Valid Driver’s License and good driving record required
- Proven experience in commercial lines underwriting with at least 5 years as a P & C Commercial Lines Field Underwriter
- Sales oriented: able to solicit, qualify, negotiate, and close accounts in a manner that promotes deeper partnerships with our agency partners
- Strong analytical and solutions driven mind set needed to assist with strategic business planning and growth
- Excellent communication and time management skills, responsiveness and willingness to bring appropriate levels of underwriting to each opportunity
- Relevant insurance industry certifications (i.e CPCU, AU, ARM or CIC etc.) are a plus
Job Type: Full-time
Work Location: Hybrid remote in Flint, MI 48532
