What are the responsibilities and job description for the Assistant Loan Officer / Credit Analyst position at PIONEER TRUST BANK N.A.?
The Assistant Loan officer / Credit Analyst works with Commercial Loan Officers by providing full administrative support while also assisting clients directly. You will provide diversified support to the initiation, growth and management of commercial loan accounts.
We are proud to offer a competitive salary and compensation package that includes: Medical, Dental and Vision Insurance, 401(k), Life and Long-Term Disability Insurance, Profit Sharing, Health & Dependent Care Reimbursement Accounts, Employee Assistance & Wellness Program, Vacation & Sick Leave, up to 11 Paid Holidays, Tuition Reimbursement, and Banking Privileges.
Hours: Mon-Fri 8:00am – 5:00pm; On-Site/non-exempt hourly/Full-Time
Salary: $48,000 to $78,000 per year, depending on circumstances
Responsibilities:
Overall
- Analyze and interpret financial and non-financial underwriting items.
- Develop and maintain strong relationships with co-workers and customers.
- Maintain knowledge of and compliance with banking regulations and bank policies
Loan Application and Renewal Process
- Develop and maintain lists of key information necessary to support the loan process.
- Work with loan officer and applicants to develop the loan underwriting package.
- Investigate, interpret and analyze credit reports.
- Spread, interpret and analyze financial information.
- Discuss underwriting findings with loan officers.
- Prepare detailed loan presentations for the approval process.
- Compile non-financial underwriting to support the loan closing process.
Portfolio Management
- Organize and manage workflow.
- Assist in resolving routine and complex inquiries.
- Assist with maintaining commercial loan portfolios.
- Ensure appropriate maintenance of paper and digital files.
Qualifications:
- Bachelor’s degree in business, Finance, Accounting or equivalent combination of education and experience
- Thorough understanding of basic principles of accounting and financial analysis
- Microsoft Office/Computer Knowledge required
- Bank credit policies and procedures knowledge desired
- Credit analysis and analytical skills required
- Excellent internal and external customer service required
Physical & Mental Requirements:
- Ability to sit/stand at a computer monitor for extended periods of time.
- Ability to perform repetitive finger, hand and arm movements.
- Ability to lift up to 35 lbs.
- Ability to effectively discern information and formulate appropriate action.
- Ability to reach, squat, bend and manually manipulate standard office equipment.
- Ability to think critically and provide appropriate action.
Disclaimer:
Pioneer Trust Bank, N.A. is an Equal Opportunity and Affirmative Action employer and is committed to employing a diverse workforce. Qualified applicant will receive consideration without regard to race, color, religion, sex, pregnancy, national origin, age, sexual orientation, gender identity, military or veteran status, or disability. All offers are contingent upon the candidate successfully passing a credit check, criminal background and pre-employment drug screening.
Salary : $48,000 - $78,000
