What are the responsibilities and job description for the Credit Risk Intern position at Primis Bank Opportunities?
Position Summary: This position is responsible for supporting the Credit Risk Management department with various activities, projects and initiatives.
Essential Functions
- Spread and analyze financial statements for credit requests.
- Develop knowledge of banking laws and regulations to evaluate credit risk.
- Prepare financial spreadsheets.
- Assist with conducting and preparing a global cash flow analysis.
- Assemble financial information to support small business loans submitted for new credit and renewal.
- Complete bank reports when requested.
- Regular, reliable, and predictable attendance.
Marginal Functions
- Maintain compliance with and adhere to all state and federal regulations and Bank policies and procedures, including, but not limited to Bank Secrecy Act, SAR, CTR, FACT ACT, Community Reinvestment Act, EEO, and fair employment practices.
- All other duties as assigned.
Minimum Educational & Experience Requirements
- Current college student studying finance or accounting
Minimum Skill Requirements
- Superior analytical skills
- Attention to detail
- Strong verbal, written and interpersonal communication
- Ability to multitask and work independently
- Excellent computer skills relevant to Microsoft Office Suites (i.e. Word, Excel, Outlook)
Physical Demands
In terms of an 8-hour workday, “occasional” equals 1% to 33%, “frequent” equals 34% to 66% and “continuous” equals 67% to 100%. However, some duties are performed monthly, annually or sporadically throughout the year and are essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions of the position, if the accommodation does not impose an undue hardship that would require significant difficulty or expense.
- Continuous remaining in a stationary position, particularly, but not limited to, at a desktop computer
- Continuous repetitive use of hands/arms; particularly concerning to typing, writing, phone & computer use
- Continuous communication: verbal and written, in-person, phone and electronic
Work Environment
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Office
