What are the responsibilities and job description for the Banking Center President (Full Time) - New Braunfels position at PROSPERITY BANK?
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.
POSITION PURPOSE
Needs a proven track record of building relationships to develop lower-middle market relationship with corporations and not-for-profit entities with annual revenues generally ranging from $5 million to $500 million.
Will need to grow and retain profitable relationships. This is accomplished by focusing on the delivery of value-added solutions to our clients and prospects that will help them reach their goals and maximize our revenues over the life of the relationship. Fully experienced, qualified relationship manager capable of independent activity. Has a proven client relationship skill, as well as extensive product knowledge, technical expertise, and strong transaction execution skills. Credit process management is a critical component. Performance will be measured by the effectiveness in many marketing areas, including but not limited to calling activity, proposal generation, revenue generation, risk mitigation, ability to build successful relationships, CRA lending initiatives, and propensity to help build the franchise for the long term. Will also seek opportunities to cross sell into every relationship and anticipate the future needs of the client.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
- Solicit commercial clients; aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
- Obtaining and maintaining COI’s and attending various networking events in the assigned geographic area. (Knowledge of the Houston commercial market is preferred).
- Requires skills and experience loan structuring and credit analysis.
- Generating a wide variety of commercial and real estate loans.
- Closing loans typically in the $1 million to $10 million range.
- Contributes to deposit growth by cross selling and promoting additional banking products.
- Other duties as assigned.
SUPERVISORY RESPONSIBILITIES:
- Lead and manage team through training, developing, and coaching associates on a consistent basis.
- Encourage others to set challenging goals and high standards of performance
- Inspire associates to define new opportunities and continuously improve the organization
- Celebrate and reward significant achievements of associates
- Present logical and persuasive case for proposals and positions
- Assist team in addressing their individual strengths and development needs.
QUALIFICATIONS
EDUCATION/CERTIFICATION:
Bachelor’s degree in banking, finance or another related field is preferred.
EXPERIENCE REQUIRED:
Formally credit trained and /or underwriting knowledge and experience is preferred.
Typically, a minimum of five years direct lending or credit support related experience with focus on business relationships
KNOWLEDGE REQUIRED:
Familiarity of the sales, loan processing and closing processes.
Extensive knowledge of Commercial Banking products and services including working knowledge of C & I as well as Owner-Occupied and Investment Commercial Real Estate loans.
Ability to expand loans, client relationships and cross sell bank products.
SKILLS/ABILITIES:
Must have good interpersonal and communication skills and proven track record of business development.
Monday - Friday: 8:00am-5:00pm as needed
40 hours
