What are the responsibilities and job description for the Underwriter (Commercial Lines) position at RealREPP?
Position Overview
The Underwriter is responsible for managing multi-line accounts and conducting thorough policy reviews. This role requires a broad understanding of Commercial Property and Casualty (P&C) insurance and reinsurance, along with the ability to assess the financial implications of risks on the business. Key responsibilities include pricing new and renewal policies, coordinating policy services, and collaborating with external vendors and consultants. Additionally, the Underwriter partners closely with various internal teams, such as insurance services, agency services, program management, and marketing support, to ensure seamless delivery. This role focuses on underwriting Commercial Liability and Commercial Property policies for public and affordable housing accounts within an assigned territory.
Key Responsibilities
Required Qualifications
Work is performed in a climate-controlled office environment. Ability to lift up to 25 pounds. Minimal travel required (Prolonged periods of sitting and computer use. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.*
The Underwriter is responsible for managing multi-line accounts and conducting thorough policy reviews. This role requires a broad understanding of Commercial Property and Casualty (P&C) insurance and reinsurance, along with the ability to assess the financial implications of risks on the business. Key responsibilities include pricing new and renewal policies, coordinating policy services, and collaborating with external vendors and consultants. Additionally, the Underwriter partners closely with various internal teams, such as insurance services, agency services, program management, and marketing support, to ensure seamless delivery. This role focuses on underwriting Commercial Liability and Commercial Property policies for public and affordable housing accounts within an assigned territory.
Key Responsibilities
- Monitor and analyze account performance within the assigned territory.
- Fulfill all reporting requirements accurately and on time.
- Build and maintain strong relationships with members, agents, and brokers to enhance service quality and ensure client retention.
- Analyze data and evaluate complex scenarios, making informed, impactful decisions.
- Strong communication and negotiation skills.
- Critical thinking and problem-solving abilities with an understanding of the broader impact of decisions.
- Solid mathematical and analytical aptitude.
- A collaborative mindset, capable of building effective cross-functional relationships.
- Exceptional attention to detail and organizational skills.
Required Qualifications
- Bachelor’s degree or equivalent professional experience.
- A minimum of 3 years of experience in commercial lines underwriting.
- Advanced knowledge of risk management principles.
- Proficiency in interpreting contracts, credit reports, and related documentation.
- Self-motivated with the ability to work independently.
- Sound judgment and decision-making skills.
- A proactive approach to identifying challenges and proposing solutions.
- Must be authorized to work in the United States without employer sponsorship, both now and in the future.
- Agent’s license.
- Certificate in General Insurance.
Salary : $70,000 - $95,000
