Demo

Senior Credit Risk Analyst

Regional Finance (Regional Management Corp.)
Plano, TX Full Time
POSTED ON 3/14/2025
AVAILABLE BEFORE 4/11/2025
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers.

For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities.  As we continue to grow and become a national brand in consumer financing, we hope you’ll consider us for future career opportunities.

If you are looking to make a meaningful impact in people’s lives by bringing a personal touch to finances, join our team today!

The Senior Credit Risk Analyst is responsible for performance analysis, operational reporting, and business unit support for the Risk Management organization within Regional Management. This positions will utilize advance skills to analyze data, portfolio level performance trends, custom scorecard analysis, and forecasting skills to support credit risk functions.

Duties And Responsibilities

  • Mines, models, analyzes large datasets, and utilizes predictive modeling techniques with an emphasis on optimizing credit risk and marketing campaign performance using the following predictive modeling techniques: linear/logistic regression, factor analysis, decision trees, clustering, segmentation, etc.
  • Quantitative analysis of custom score models including , validation, ongoing- performance monitoring, and documentation
  • Develops and supports complex models, analysis, and reporting related to customer approval, pricing and profitability.
  • Forecasts performance of marketing campaigns and tracks actual campaign performance versus the forecast.
  • Conducts ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results.
  • Handles data while utilizing interpretive and problem solving skills with the ability to process large volume of transaction level data and efficiently derive actionable results.
  • Interacts with stakeholders to understand their business questions, crafting the methodology, to mine/analyze datasets utilizing SAS and ultimately delivers a final insightful recommendations to stakeholders.


Minimum Qualifications

  • Bachelor’s degree in Statistics, Data Analytics, Economics, Math, or similar
  • 5 years of consumer finance, risk analytics, or relevant experience
  • Experience in data mining, modeling and analyzing analytic findings using SAS.
  • Advanced programming skills in SAS and SQL.
  • Moderate to Expert level skills in Microsoft Office Suite (Excel, Access, and Outlook a must)
  • Must pass drug screen, criminal and credit background checks.


Preferred Qualifications

  • Experience in Financial Services with consumer credit data utilizing SAS.
  • Experience analyzing marketing data in a financial environment.
  • Experience developing risk models for a financial institution.


Critical Competencies

  • Excellent oral and written communication skills – especially the ability to explain complex analyses in easily understood terms.
  • Excellent organizational skills with the ability to prioritize and handle multiple tasks and responsibilities simultaneously.
  • Utilize appropriate analysis, judgment and logic when solving problems and making decisions.
  • Demonstrated ability to apply complex financial and statistical principles.
  • Effective written and verbal presentation skills; able to communicate well with Senior and Executive Management.
  • Innovative problem solving, quantitative and analytical abilities.
  • Detail-oriented.
  • Able to work with minimal supervision.
  • Flexible, proactive working style.
  • Adaptive to a team environment.


If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf


Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.


If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Senior Credit Risk Analyst?

Sign up to receive alerts about other jobs on the Senior Credit Risk Analyst career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$113,394 - $147,148
Income Estimation: 
$119,584 - $176,161
Income Estimation: 
$58,470 - $77,272
Income Estimation: 
$131,676 - $196,560
Income Estimation: 
$99,138 - $133,641
Income Estimation: 
$75,905 - $103,047
Income Estimation: 
$74,367 - $98,680
Income Estimation: 
$74,367 - $98,680
Income Estimation: 
$131,676 - $196,560
Income Estimation: 
$99,138 - $133,641
Income Estimation: 
$94,973 - $125,755
Income Estimation: 
$96,228 - $129,772
Income Estimation: 
$96,228 - $129,772
Income Estimation: 
$131,676 - $196,560
Income Estimation: 
$121,926 - $164,179
Income Estimation: 
$124,413 - $154,875
Income Estimation: 
$87,128 - $112,557
Income Estimation: 
$124,413 - $154,875
Income Estimation: 
$131,676 - $196,560
Income Estimation: 
$164,394 - $225,474
Income Estimation: 
$161,616 - $208,121
Income Estimation: 
$87,128 - $112,557
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at Regional Finance (Regional Management Corp.)

Regional Finance (Regional Management Corp.)
Hired Organization Address Pasadena, TX Full Time
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our cu...
Regional Finance (Regional Management Corp.)
Hired Organization Address Torrance, CA Full Time
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our cu...
Regional Finance (Regional Management Corp.)
Hired Organization Address Huntsville, AL Full Time
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our cu...
Regional Finance (Regional Management Corp.)
Hired Organization Address Madison, WI Full Time
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our cu...

Not the job you're looking for? Here are some other Senior Credit Risk Analyst jobs in the Plano, TX area that may be a better fit.

Credit Risk Senior Analyst

Citi, Irving, TX

AI Assistant is available now!

Feel free to start your new journey!