Credit Analyst

Our client is a top financial institution with significant North American holdings. They have operations across most major verticals, including institutional & corporate, wealth management, private client, commercial banking, treasury, and retail banking.

Introduction: Robertson is seeking a skilled Credit Analyst to join our client.

Contract Dates: 6 months with potential to extend or convert
Pay Rate: $37 per hour
Business Hours: Monday to Friday (Hybrid)


Job Responsibilities:

• Responsible for financial analysis of moderately complex loans/industries/Customers Works more independently but under the guidance and review of lead staff.
• Good understanding of loan risk factors.
• Research industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet.
• Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times) Integral part of loan origination process.
• Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition Supports the lending function by providing analytical support.
• Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities.
• Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, aging’s, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk.
• May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary.
• May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos Monitors compliance with regulatory requirements.
• Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures to reduce credit risk.
• Achieves operational performance standards in quality and timeliness.

Experience & Qualification Requirements:

• Credit Analyst experience
• Data analytics experience
• Credit background
• Excel experience
• Credit Risk Assessment experience
• Financial statement experience

Personal Attributes:

• Excellent communication skills
• Attention to detail
• Critical thinking and problem-solving skills

****ALL CANDIDATES MUST COMPLETE A FULL BACKGROUND CHECK AS PART OF THE APPLICATION PROCESS****

How to Apply: If you are a motivated professional looking to contribute to a leading team, please submit your resume outlining your qualifications and experience relevant to this role. Robertson & the clients we represent, value diversity and are committed to creating an inclusive workplace. We invite all qualified individuals to apply.

Robertson & the clients we represent are equal opportunity employers, committed to diversity and inclusion. Robertson is a certified diverse supplier and actively seeks to foster a representative and inclusive workforce. We welcome applications from all qualified individuals, regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, Aboriginal status, or any other legally protected factors. We champion building a diverse and inclusive environment.